2403 S ATLANTIC AVENUE UNIT 409, DAYTONA BEACH SHORES, FL, 32118
Active137 days on marketListed Mar 30, 2026MLS #FC317167
About this home
2403 S ATLANTIC AVENUE UNIT 409
Sellers are motivated and willing to consider all offers, don’t miss your chance to own a piece of luxury on the World’s Most Famous Beach. Welcome to St. Maarten, one of Daytona Beach’s most sought-after oceanfront residences. This 4th-floor condo offers an open layout designed to showcase stunning views of the Atlantic coastline. The spacious kitchen with granite countertops flows seamlessly into the dining and living areas, creating the perfect space for entertaining or unwinding at the end of the day. The master suite features balcony access and a spa-like bathroom with dual vanities, walk-in shower, and soaking tub, while additional bedrooms provide comfort and privacy for family or guests.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,980
Sqft
3.1 ac
Lot size
1
Garage
2006
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,146 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,146/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5%
$/sqft vs Daytona Beach Shores actives
$278 vs $321
Days on market
137 vs 36 typical
Where $278/sqft sits among the 58 Daytona Beach Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Beach Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach Shores. See the full Daytona Beach Shores guide →
DAYTONA BEACH SHORES 32118 — neighborhood snapshot
Population
18,075
Median age
59.4
Median income
$60,418
Median home value
$339,500
Avg household
1.83
Households w/ children
976
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach Shores market
$450K → $395K
Daytona Beach Shores median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
26 of 58
Daytona Beach Shores actives have cut their price
Median sold price, Daytona Beach Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the DAYTONA BEACH SHORES 32118 median. See the full Daytona Beach Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 2403 S ATLANTIC AVENUE UNIT 409
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$340,000
2928 SEA OATS CIRCLE
2 bd · 3 ba · 2,032 sqft · $167/sqft · 8 DOM
Sold · Feb ’26$415,000
4 OCEANS WEST BOULEVARD UNIT 701C
3 bd · 2.5 ba · 2,100 sqft · $198/sqft · 183 DOM
Sold · Oct ’25$315,000
4 OCEANS WEST BOULEVARD UNIT 301C
3 bd · 2.5 ba · 2,100 sqft · $150/sqft · 283 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2403 S ATLANTIC AVENUE UNIT 409 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2403 S ATLANTIC AVENUE UNIT 409 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2403 S ATLANTIC AVENUE UNIT 409 FAQs
What would the monthly payment be for 2403 S ATLANTIC AVENUE UNIT 409?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,146/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2403 S ATLANTIC AVENUE UNIT 409?+
The most recent tax bill on record (2024) was $6,060. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2403 S ATLANTIC AVENUE UNIT 409?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach Shores?+
At $550,000, this home is listed about 16% above the Daytona Beach Shores median of $474,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2403 S ATLANTIC AVENUE UNIT 409?+
R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$550,000 runs 90% above the DAYTONA BEACH SHORES 32118 median — but at 1,980 sqft it's also 22% larger than the typical Daytona Beach Shores listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
137 days on market against a Daytona Beach Shores median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $595,000, now $550,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Taner Banks. MLS #FC317167.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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