829 1ST STREET S UNIT 3B, JACKSONVILLE BEACH, FL, 32250
Active136 days on marketListed Mar 23, 2026MLS #FC317153
About this home
829 1ST STREET S UNIT 3B
Location! Location! Location! Experience penthouse living at its finest in this top-floor oceanfront condo located at 829 S 1st Street, Unit 3B, Jacksonville Beach. Enjoy spectacular, unobstructed views of the Atlantic Ocean just steps from your door. This beautifully updated 1-bedroom, 1-bath residence features tile flooring throughout, granite countertops in the kitchen and bathroom, and custom cabinetry that blends style with functionality. The inviting living area is highlighted by a wood-burning fireplace with elegant tile and glass design--perfect for relaxing after a day at the beach. Step out onto your private tiled balcony and take in the ocean breeze and breathtaking views. Turn-key and income-producing, this condo offers an excellent opportunity for short-term rental income or as a flexible second home. Direct beach access allows for effortless coastal living--morning walks on the sand, ocean sunrises, and year-round enjoyment. Short-term rentals are permitted, and low HOA fees make this a rare, low-maintenance investment with strong income potential in highly desirable Jacksonville Beach.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
715
Sqft
0.01 ac
Lot size
1982
Year built
One
Levels
$699
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,993 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,993/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Jacksonville Beach Homes East Of A1a
Get to know Jacksonville Beach. See the full Jacksonville Beach guide →
Jacksonville Beach Homes East Of A1a — neighborhood snapshot
Population
6,119
Median age
48
Median income
$111,380
Median home value
$689,284
Avg household
2
Households w/ children
442
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville Beach market
$660K → $592K
Jacksonville Beach median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Jacksonville Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the JACKSONVILLE BEACH 32250 median. See the full Jacksonville Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 829 1ST STREET S UNIT 3B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 829 1ST STREET S UNIT 3B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
829 1ST STREET S UNIT 3B FAQs
What would the monthly payment be for 829 1ST STREET S UNIT 3B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,993/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 829 1ST STREET S UNIT 3B?+
The most recent tax bill on record (2025) was $8,061. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 829 1ST STREET S UNIT 3B?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jacksonville Beach?+
At $499,500, this home is priced right at the Jacksonville Beach median.
Which schools are assigned to 829 1ST STREET S UNIT 3B?+
Seabreeze Elementary School (elementary), Duncan U. Fletcher Middle School (middle), Duncan U. Fletcher High School (high) — Duval County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the JACKSONVILLE BEACH 32250 market on paper
$499,500 is 8% below the JACKSONVILLE BEACH 32250 median of $542,056.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
136 days on market against a Jacksonville Beach median of 2 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Seabreeze Elementary School, Duncan U. Fletcher Middle School, Duncan U. Fletcher High School — Duncan U. Fletcher High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $534,900, now $499,500 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Pavel Martynenko. MLS #FC317153.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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