55813 SAM STREET, ASTOR, FL, 32102
Active123 days on marketListed Mar 19, 2026MLS #FC317033
About this home
55813 SAM STREET
Welcome to your slice of Old Florida waterfront living in the charming Holiday Haven community of Astor! This .384-acre canal-front lot offers the perfect blend of natural beauty and opportunity, with peaceful water views, mature trees, and paved road access already in place. Previously home to a mobile residence, the lot has been cleared—giving you a head start toward your vision. This property presents an ideal setting for a quick and convenient build or future investment. Enjoy direct St. Johns River access for boating, fishing, or simply soaking in the quiet, laid-back lifestyle Astor is known for. Whether you're looking to build your dream getaway, a seasonal retreat, or add to your investment portfolio, this property checks all the boxes!
Facts & features
The home at a glance
0.38 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,514 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,514/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Astor
ASTOR 32102 — neighborhood snapshot
Population
2,401
Median age
59
Median income
$56,598
Median home value
$142,500
Avg household
1.94
Households w/ children
97%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Astor market
$235K → $250K
Astor median sold, yr/yr
89.9%
Sale-to-list ratio (12 mo)
Median sold price, Astor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the ASTOR 32102 median. See the full Astor market guide →
Paper trail
This home's history
Reality check
What actually sold near 55813 SAM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$285,000
55705 KEITH STREET · same community
2 bd · 2.5 ba · 1,636 sqft · $174/sqft · 14 DOM
Sold · Aug ’25$165,000
24845 PEARL STREET · same community
4 bd · 2 ba · 1,848 sqft · $89/sqft · 69 DOM
Sold · Sep ’25$100,000
24519 PEARL STREET
2 bd · 1 ba · 672 sqft · $149/sqft · 301 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 55813 SAM STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 55813 SAM STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
55813 SAM STREET FAQs
What would the monthly payment be for 55813 SAM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,514/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 55813 SAM STREET?+
The most recent tax bill on record (2025) was $1,060. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Astor?+
At $199,900, this home is listed about 20% below the Astor median of $249,500. The market section on this page shows how the area is trending.
Which schools are assigned to 55813 SAM STREET?+
Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ASTOR 32102 market on paper
$199,900 is 18% below the ASTOR 32102 median of $243,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
123 days on market against a Astor median of 32 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $229,000, now $199,900 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TULLY REAL ESTATE & COMPANY · Amanda Tully. MLS #FC317033.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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