STONEY LANE, MIDDLEBURG, FL, 32068
Active128 days on marketListed Mar 17, 2026MLS #FC316987
About this home
STONEY LANE
1.6 acre wooded parcel featuring natural Florida vegetation and a peaceful, undeveloped setting. The property is currently landlocked with no direct road access, offering privacy and potential for recreational or conservation use. Approximately .80 acres of the land are classified as wetlands, creating a natural habitat and scenic environment. Buyers should perform due diligence regarding access, wetland regulations, and potential uses.
Facts & features
The home at a glance
1.6 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$587 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$587/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Middleburg
Get to know Middleburg. See the full Middleburg guide →
MIDDLEBURG 32068 — neighborhood snapshot
Population
58,196
Median age
38.2
Median income
$82,410
Median home value
$264,300
Avg household
2.81
Households w/ children
7,692
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Middleburg market
$371K → $470K
Middleburg median sold, yr/yr
99.3%
Sale-to-list ratio (12 mo)
Median sold price, Middleburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% below the MIDDLEBURG 32068 median. See the full Middleburg market guide →
Paper trail
This home's history
Reality check
What actually sold near STONEY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$88,000
4637 WILLIAMSBURG AVENUE · same community
3 bd · 1 ba · 942 sqft · $93/sqft · 88 DOM
Sold · Sep ’25$250,000
2873 CREEK STREET
3 bd · 2 ba · 1,776 sqft · $141/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about STONEY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for STONEY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
STONEY LANE FAQs
What would the monthly payment be for STONEY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $587/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on STONEY LANE?+
The most recent tax bill on record (2025) was $193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Middleburg?+
At $64,900, this home is listed about 77% below the Middleburg median of $285,072. The market section on this page shows how the area is trending.
Which schools are assigned to STONEY LANE?+
Coppergate Elementary School (elementary), Middleburg High School (high), Lake Asbury Junior High School (middle) — Clay County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIDDLEBURG 32068 market on paper
$64,900 is 77% below the MIDDLEBURG 32068 median of $276,495.
02Time on market is leverage
128 days on market against a Middleburg median of 24 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Coppergate Elementary School, Middleburg High School, Lake Asbury Junior High School — Lake Asbury Junior High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK · Andrew Blankenship. MLS #FC316987.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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