42 CLUB HOUSE DRIVE UNIT 101, PALM COAST, FL, 32137
Active138 days on marketListed Mar 26, 2026MLS #FC316984
About this home
42 CLUB HOUSE DRIVE UNIT 101
Watch the boats, dolphins, & manatees float by from this private ground floor corner unit, water views from 4 rooms! An open patio off the living room & a screened patio off the master bedroom where you'll also enjoy 3 closets: linen, wall & walk-in! Across the street is Palm Harbor Golf Course where you’ll find Loopers Par & Grille just under a mile away! European Village is just over a mile away where you’ll enjoy restaurants and shopping. AC is approximately 6 years young, new roof in September of 2023, freshly painted, LVT waterproof plank flooring. Beautiful grounds, BBQ's throughout, Clubhouse and walking paths. HOA fees include Cable, internet, water, trash, ground and pool maintenance. Call for your private tour today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
986
Sqft
0.02 ac
Lot size
1977
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,396 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,396/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.1%
$/sqft vs Palm Coast actives
$191 vs $223
Days on market
138 vs 49 typical
Where $191/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
198 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 42 CLUB HOUSE DRIVE UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$199,000
46 CLUB HOUSE DRIVE UNIT 103 · same community
2 bd · 2 ba · 986 sqft · $202/sqft · 4 DOM
Sold · Oct ’25$215,000
42 CLUB HOUSE DRIVE UNIT 104 · same community
2 bd · 2 ba · 986 sqft · $218/sqft · 18 DOM
Sold · Apr ’26$150,000
54 CLUB HOUSE DRIVE UNIT 107 · same community
1 bd · 1 ba · 665 sqft · $226/sqft · 220 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 42 CLUB HOUSE DRIVE UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42 CLUB HOUSE DRIVE UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
42 CLUB HOUSE DRIVE UNIT 101 FAQs
What would the monthly payment be for 42 CLUB HOUSE DRIVE UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,396/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 42 CLUB HOUSE DRIVE UNIT 101?+
The most recent tax bill on record (2025) was $565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 42 CLUB HOUSE DRIVE UNIT 101?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $187,900, this home is listed about 53% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 42 CLUB HOUSE DRIVE UNIT 101?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM COAST 32137 market on paper
$187,900 is 51% below the PALM COAST 32137 median of $379,995, and at $191/sqft it sits under the Palm Coast average of $258.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
138 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $199,900, now $187,900 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAG VENTURES REAL ESTATE · Kathy Austrino. MLS #FC316984.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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