David Ramirez
$470,000$485,0004 bd3 ba2,960 sqft$159 /sqft$3,402 /mo all-in ↓

25 KARAS TRAIL, PALM COAST, FL, 32164

Active129 days on marketListed Mar 17, 2026MLS #FC316962

Reduced $15KPrivate poolSingle Family ResidencePALM COAST SEC 65

Come see it

Upcoming open house

Sat, Jul 25

1:00 PM – 3:00 PM

Open House! Hosted by Amanda Johnston, Realtor, Weichert Realtors Hallmark Properties.

About this home

25 KARAS TRAIL

Welcome to this beautifully maintained residence offering a blend of comfort, thoughtful design, and relaxed Florida living. A paver driveway and lush landscaping create a welcoming first impression and lead into a bright, open interior filled with natural light. Inside, soaring ceilings and an open floor plan create a spacious and inviting atmosphere throughout the main living areas. Natural light is enhanced by sun tunnels in the kitchen and guest bath, adding warmth and brightness to the home. The kitchen is designed for both everyday living and entertaining, featuring stone countertops, a gas stove with a new propane tank, a large island, and an oversized walk-in pantry. Throughout the home, rich wood flooring and gorgeous marble-look ceramic tile add warmth, elegance, and durability, complementing the home's bright and open design. The primary suite provides a comfortable retreat, complete with granite countertops, dual sinks, a garden tub, a separate walk-in shower, and two spacious walk-in closets. Step outside to a fully screened lanai and solar-heated pool, creating a private outdoor space ideal for relaxing or entertaining while enjoying Florida’s year-round sunshine. Recent updates include: • Roof – 2021 • A/C – 2021 • Newer Water Heater For additional peace of mind, the seller is offering a 1-year home warranty. Furnishings are negotiable, providing an opportunity for a convenient move-in experience if desired. This well-maintained home offers quality finishes, thoughtful features, and comfortable indoor-outdoor living. ? Schedule your private showing today to experience all this home has to offer.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,960

Sqft

0.24 ac

Lot size

2

Garage

2006

Year built

One

Levels

$159

Per sqft

Private pool

Inside

FlooringCeramic Tile · Porcelain Tile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Other · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBrick · Wood Frame
FoundationSlab
FacesWest
ExteriorIrrigation System · Rain Gutters

Community & fees

Taxes (2025)$3,204/yr

Utilities & systems

UtilitiesElectricity Connected · Propane · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,402 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$267
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,450
Interest rate6.00%
Loan term

Estimated payment

$3,402/mo

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$267
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$451KedgeAI estimate $683,156 · range $617K$710K$738K

vs edgeAI estimate

−31.2%

$/sqft vs Palm Coast actives

$159 vs $222

Days on market

129 vs 47 typical

Where $159/sqft sits among the 400 Palm Coast actives

178 · this home
93
39
36
19
35
$157–212$212–268$268–323$323–378$378–433$433+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 25 KARAS TRAIL

Drive times from this address

Downtown Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Coast. See the full Palm Coast guide →

For the school run

Flagler County School District

HighFlagler-Palm Coast High School★★★★★
ElementaryBunnell Elementary School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

174 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $470,000 $15K
Mar 17, 2026Listed at $485,000 · 129 days on market since
2006Built · PALM COAST SEC 65

Reality check

What actually sold near 25 KARAS TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

47 KATHLEEN TRAILSold · Jan ’26

$529,000

47 KATHLEEN TRAIL · same community

4 bd · 4 ba · 2,875 sqft · $184/sqft · 111 DOM

46 KARAT PATHSold · Mar ’26

$346,500

46 KARAT PATH · same community

4 bd · 2 ba · 2,570 sqft · $135/sqft · 90 DOM

42 KATHLEEN TRAILSold · Aug ’25

$405,000

42 KATHLEEN TRAIL · same community

4 bd · 3 ba · 2,309 sqft · $175/sqft · 214 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 25 KARAS TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 25 KARAS TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

25 KARAS TRAIL FAQs

What would the monthly payment be for 25 KARAS TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,402/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 25 KARAS TRAIL?+

The most recent tax bill on record (2025) was $3,204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $470,000, this home is listed about 19% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 25 KARAS TRAIL?+

Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$470,000 runs 38% above the PALM COAST 32164 median — but at 2,960 sqft it's also 57% larger than the typical Palm Coast listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

129 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $485,000, now $470,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of WEICHERT REALTORS HALLMARK · Brenna Jarnecke Darrol. MLS #FC316962.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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