
2 COCONUT COURT, PALM COAST, FL, 32137
Active130 days on marketListed Mar 20, 2026MLS #FC316957
About this home
2 COCONUT COURT
Build Your Waterfront Dream in Paradise! Take this opportunity to own a saltwater canal lot tucked away at the end of a quiet cul-de-sac, offering privacy and over 13,000 sq. ft. of space to create your ideal Florida retreat. Bring your boat, fishing pole, and love for the outdoors—this property provides an easy route to the Intracoastal Waterway, making it perfect for boating and waterfront living. Enjoy peaceful canal views while feeding the fish right from your backyard. Design and build your dream home exactly the way you want with: No HOA, No required timeframe to build, and you can choose your own builder. Whether you envision a custom home with a pool, outdoor kitchen, or private dock, this oversized lot gives you the flexibility to bring your vision to life. Conveniently located just a short drive to beautiful beaches, golf courses, restaurants, shopping, and everyday essentials, this property truly offers the best of Florida living. Don’t miss this opportunity—contact me today to get started!
Facts & features
The home at a glance
0.3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,658 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,658/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 2 COCONUT COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$299,999
16 FRENORA LANE · same community
3 bd · 2 ba · 1,480 sqft · $203/sqft · 66 DOM
Sold · Jul ’26$365,000
11 FLAT ROCK LANE · same community
3 bd · 2 ba · 1,514 sqft · $241/sqft · 165 DOM
Sold · Aug ’25$330,000
23 FIRTREE LANE · same community
3 bd · 2 ba · 1,565 sqft · $211/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2 COCONUT COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2 COCONUT COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2 COCONUT COURT FAQs
What would the monthly payment be for 2 COCONUT COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,658/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2 COCONUT COURT?+
The most recent tax bill on record (2025) was $2,932. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $198,000, this home is listed about 50% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2 COCONUT COURT?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$198,000 is 48% below the PALM COAST 32137 median of $381,175.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
130 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Jannette Coby, LLC. MLS #FC316957.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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