8 LAKELAND WAY, PALM COAST, FL, 32137
Active144 days on marketListed Mar 13, 2026MLS #FC316877
About this home
8 LAKELAND WAY
Welcome to this beautiful, almost new, Seagate home. Sitting on a premium lot, located in the Matanzas Cove 55+ community in Palm Coast. This 3 bedroom, 2 bathroom residence offers a spacious open floor plan, and highly desirable and functional design for comfortable and elegant living. Stepping inside, you’re immediately greeted by a captivating view of the lake outside, drawing your eye through the home and filling the space with a southern exposure of natural light. The interior offers a new coastal modern feel, highlighted by tile flooring throughout the home that flows seamlessly between the living, dining, and kitchen spaces. The kitchen features solid surface quartz countertops, ample cabinetry, and a clean contemporary design, practical and inviting for daily use or entertaining guests. Through the living area the patio area provides a peaceful place to relax while enjoying the lake view, creating a perfect setting for morning coffee or quiet outdoor evenings. The home also offers great curb appeal with a paver driveway and well-kept exterior that complements the newer construction feel of the property. Conveniently located less than a mile from U.S. Route 1, the home provides easy access to shopping, dining, and everyday essentials while still being tucked inside a quiet community setting. You are also less than 2 miles to interstate 95 which would have you to the sandy shores of Jungle Hut beach in 15 minutes, or 19 minutes to Flagler Beach! Palm Coast is situated between historic St. Augustine to the north and world famous Daytona Beach to the south. There are also over 130 miles of walking/ biking trails throughout Palm Coast for outdoor enthusiasts to enjoy. Residents of Matanzas Cove enjoy HOA-maintained common areas and pickleball courts, adding to the relaxed and active lifestyle this community offers. A wonderful opportunity to own a newer home in one of Palm Coast’s welcoming 55+ communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,645
Sqft
0.17 ac
Lot size
2
Garage
2024
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,037 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,037/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.6%
$/sqft vs MATANZAS COVE
$255 vs $239
Days on market
144 vs 52 typical
Where $255/sqft sits among the 6 homes for sale in MATANZAS COVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Matanzas Woods
Get to know Palm Coast. See the full Palm Coast guide →
Matanzas Woods — neighborhood snapshot
Population
4,251
Median age
43
Median income
$80,188
Median home value
$358,971
Avg household
3
Households w/ children
416
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
2 of 6
MATANZAS COVE have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 8 LAKELAND WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$408,900
40 MATANZAS COVE DRIVE · same community
2 bd · 2 ba · 1,738 sqft · $235/sqft · 478 DOM
Sold · Nov ’25$419,900
3 LAKELAND WAY · same community
2 bd · 2 ba · 1,905 sqft · $220/sqft · 105 DOM
Sold · Dec ’25$414,915
45 MATANZAS COVE DRIVE · same community
3 bd · 2 ba · 2,034 sqft · $204/sqft · 167 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8 LAKELAND WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8 LAKELAND WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8 LAKELAND WAY FAQs
What would the monthly payment be for 8 LAKELAND WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,037/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8 LAKELAND WAY?+
The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8 LAKELAND WAY?+
The most recent tax bill on record (2025) was $1,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8 LAKELAND WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $419,000, this home is listed about 5% above the Palm Coast median of $399,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8 LAKELAND WAY?+
Belle Terre Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
144 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Belle Terre Elementary School, Indian Trails Middle School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $444,900, now $419,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PALM WAVE REALTY · Eric Gerlach. MLS #FC316877.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 8 LAKELAND WAY but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →