David Ramirez

570 SPRINGDALE DRIVE, FLAGLER BEACH, FL, 32136

Active133 days on marketListed Mar 11, 2026MLS #FC316811

Priced 17% below the FLAGLER BEACH 32136 medianWaterfrontCEDAR ISLAND

About this home

570 SPRINGDALE DRIVE

Positioned on a quiet cul-de-sac within the intimate coastal enclave of Cedar Island, this exceptional 1.6-acre homesite offers a rare opportunity to build a custom residence in one of Flagler Beach’s most unique waterfront settings. The property features 134 feet of saltwater canal and marsh frontage, providing expansive natural views and direct access just a few hundred yards from the Intracoastal Waterway. Surrounded by preserved coastal landscape and abundant wildlife, the setting offers both privacy and an authentic Old Florida feel while remaining remarkably convenient. Located between the Atlantic Ocean and the Intracoastal Waterway, the property places boating, fishing, and the beach all within moments of your future front door. With generous acreage, waterfront frontage, and a premier cul-de-sac location, the possibilities here are wide open—whether envisioning a private coastal retreat, a thoughtfully designed estate, or a one-of-a-kind waterfront residence tailored to the setting. A rare offering where location, scale, and waterfront access come together to create the ideal canvas for your dream home.

Facts & features

The home at a glance

1.6 ac

Lot size

WaterfrontTrees/Woods & Water viewPets allowed

Inside

Outside & construction

ViewTrees/Woods · Water

Community & fees

HOA fee$113/mo
Taxes (2025)$3,116/yr
PetsYes
CommunityCanal Front · Intracoastal Waterway · Water Access · Waterfront

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,906 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$260
HOA fee — from the listing$113
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,906/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$260
HOA / condo fee$113
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Flagler Beach

Map of 570 SPRINGDALE DRIVE

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

Mar 11, 2026Listed at $375,000 · 133 days on market since

Reality check

What actually sold near 570 SPRINGDALE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3600 S OCEAN SHORE BOULEVARD UNIT 320Sold · Aug ’25

$147,500

3600 S OCEAN SHORE BOULEVARD UNIT 320

1 bd · 1 ba · 693 sqft · $213/sqft · 70 DOM

3600 S OCEAN SHORE BOULEVARD UNIT 417Sold · May ’26

$201,000

3600 S OCEAN SHORE BOULEVARD UNIT 417

1 bd · 1 ba · 693 sqft · $290/sqft · 6 DOM

3600 S OCEAN SHORE BOULEVARD UNIT 723Sold · Jul ’25

$175,000

3600 S OCEAN SHORE BOULEVARD UNIT 723

1 bd · 1 ba · 715 sqft · $245/sqft · 133 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 570 SPRINGDALE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 570 SPRINGDALE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

570 SPRINGDALE DRIVE FAQs

What would the monthly payment be for 570 SPRINGDALE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,906/mo — principal and interest, the actual property-tax bill, the $113/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 570 SPRINGDALE DRIVE?+

The association fee works out to $113 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 570 SPRINGDALE DRIVE?+

The most recent tax bill on record (2025) was $3,116. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 570 SPRINGDALE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Flagler Beach?+

At $375,000, this home is listed about 36% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 570 SPRINGDALE DRIVE?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the FLAGLER BEACH 32136 market on paper

$375,000 is 17% below the FLAGLER BEACH 32136 median of $449,900.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Matt Souza. MLS #FC316811.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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