
2738 JOHN BULL STREET, FLAGLER BEACH, FL, 32136
Active145 days on marketListed Mar 10, 2026MLS #FC316728
About this home
2738 JOHN BULL STREET
Virtually Staged. Welcome to The Owl’s Perch, a beautifully updated coastal home tucked among mature hammock oaks and swaying palms in one of Flagler Beach’s most walkable waterfront neighborhoods. Named for the great horned owls that call from the rooftop and the tiny screech owls that nest in the surrounding hammock, the property offers a peaceful, nature-rich setting that feels truly unique. This fully remodeled residence blends tropical serenity with modern comfort, creating a treetop lifestyle rarely found so close to the coast. Inside, the home features a like-new interior with Acacia hardwood flooring, ceramic tile baths, fresh paint, and thoughtfully selected fixtures throughout. Recent upgrades include all-new lighting, ceiling fans, faucets, and hardware, along with a new 2024 roof and an in-house fire sprinkler system for added peace of mind. Hurricane-impact windows and sliding doors provide full storm protection without the need for shutters—simply lock the door and go. The kitchen and primary bedroom are located on the primary floor, offering elevated views of the surrounding oaks and natural landscape. Large windows bring in abundant natural light and create a calm, tree-canopy atmosphere. Outdoor living is a highlight of this home, with multiple elevated spaces designed for relaxation and coastal breezes, including a covered third-floor deck perfect for sunsets and year-round enjoyment, three spacious balconies, and a Trex decking system with updated exterior stairways. These areas are ideal for entertaining, unwinding, or watching local wildlife. The flexible floor plan includes a dedicated office or flex room suitable for remote work or creative use, along with two oversized walk-in closets giving exceptional storage rarely found in coastal homes. The oversized garage is pristine and highly functional, featuring tall garage doors, an interior staircase, and a full bathroom—perfect for hobbies, boat storage, or a workshop. The backyard is a peaceful natural retreat surrounded by hammock oaks and tropical palms. With alleyway access, a sprinkler system, and ample room for a future pool, the space is ready to be customized to your vision. Located at 2738 John Bull St, the home sits in one of Flagler Beach’s most desirable coastal pockets. A short walk brings you to Flagler Beach with its sandy shoreline and ocean breezes, Irma Pal Park with a fishing pier and kayak launch, Silver Lake for kayaking and paddleboarding, and the Intracoastal Waterway known for brilliant evening sunsets. The location offers quiet residential charm, abundant nature, and easy access to the ocean, lake, and Intracoastal. The Owl’s Perch is more than a home—it’s a Flagler Beach lifestyle. Enjoy mornings with ocean air, afternoons under the palms, and evenings watching the sky glow from your protected third-floor deck. This beautifully updated retreat is ready to welcome its next owner.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,838
Sqft
0.24 ac
Lot size
6
Garage
2006
Year built
Three Or More
Levels
$301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,494 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,494/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Flagler Beach actives
$301 vs $322
Days on market
145 vs 68 typical
Where $301/sqft sits among the 127 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
59 of 127
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2738 JOHN BULL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$680,000
2643 LAKESHORE DRIVE · same community
3 bd · 2.5 ba · 1,720 sqft · $395/sqft · 16 DOM
Sold · Jan ’26$449,900
2604 S DAYTONA AVENUE · same community
3 bd · 2 ba · 1,370 sqft · $328/sqft · 158 DOM
Sold · Dec ’25$1,000,000
2569 PALM AVENUE
3 bd · 2.5 ba · 2,985 sqft · $335/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2738 JOHN BULL STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2738 JOHN BULL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2738 JOHN BULL STREET FAQs
What would the monthly payment be for 2738 JOHN BULL STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,494/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2738 JOHN BULL STREET?+
The most recent tax bill on record (2025) was $4,810. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2738 JOHN BULL STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $854,900, this home is listed about 47% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2738 JOHN BULL STREET?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$854,900 runs 94% above the FLAGLER BEACH 32136 median — but at 2,838 sqft it's also 38% larger than the typical Flagler Beach listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
145 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $899,900, now $854,900 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER (HAMMOCK) · Jennifer Jewels. MLS #FC316728.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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