101 PALM HARBOR PARKWAY UNIT OB2, PALM COAST, FL, 32137
Active147 days on marketListed Mar 10, 2026MLS #FC316684
About this home
101 PALM HARBOR PARKWAY UNIT OB2
USE AS SHORT TERM RENTAL/RESIDENTIAL OR COMMERICAL OFFICE SPACE! EXTREMELY LOW HOA AND FLAT RATE ELECTRIC! This unit does not disappoint. INCLUDES DEEDED PARKING SPOT. Rare European Village Opportunity! Versatile studio condominium that can be used as a professional office, boutique commercial space, residential studio, or short-term rental investment. Located in the heart of Palm Coast’s vibrant European Village, surrounded by popular restaurants, shops, and just minutes from the Intracoastal Waterway. Investor-friendly features include low HOA fees, flat-rate electric, and a rare deeded garage parking space—an exceptional amenity within the village. This flexible unit is ideal for a live-work space, income-producing rental, or prime business location in one of Palm Coast’s most unique mixed-use communities. Highlights: • Flexible use: residential, office, commercial, or short-term rental • Prime European Village location with strong foot traffic • Low HOA fees + flat-rate electric • Deeded garage parking space included • Walkable to dining, shops, and entertainment
Facts & features
The home at a glance
0
Bedrooms
1
Bathrooms
725
Sqft
0.02 ac
Lot size
2005
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,363 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,363/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$238 vs $222
Days on market
147 vs 52 typical
Where $238/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
176 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 PALM HARBOR PARKWAY UNIT OB2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$120,000
101 PALM HARBOR PARKWAY UNIT C326
1 bd · 1.5 ba · 670 sqft · $179/sqft · 28 DOM
Sold · May ’26$149,000
54 CLUB HOUSE DRIVE UNIT 102
1 bd · 1 ba · 665 sqft · $224/sqft · 264 DOM
Sold · Apr ’26$150,000
54 CLUB HOUSE DRIVE UNIT 107
1 bd · 1 ba · 665 sqft · $226/sqft · 220 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 101 PALM HARBOR PARKWAY UNIT OB2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 PALM HARBOR PARKWAY UNIT OB2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
101 PALM HARBOR PARKWAY UNIT OB2 FAQs
What would the monthly payment be for 101 PALM HARBOR PARKWAY UNIT OB2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,363/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 101 PALM HARBOR PARKWAY UNIT OB2?+
The most recent tax bill on record (2025) was $1,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 101 PALM HARBOR PARKWAY UNIT OB2?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $172,900, this home is listed about 57% below the Palm Coast median of $399,950. The market section on this page shows how the area is trending.
Which schools are assigned to 101 PALM HARBOR PARKWAY UNIT OB2?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$172,900 is 55% below the PALM COAST 32137 median of $384,950, and at $238/sqft it sits under the Palm Coast average of $262.
02Time on market is leverage
147 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $175,000, now $172,900 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Clarissa Swartzlander. MLS #FC316684.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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