3 KALMAR PLACE, PALM COAST, FL, 32164
Active165 days on marketListed Feb 22, 2026MLS #FC316392
About this home
3 KALMAR PLACE
Located in the desirable K Section of Quail Hollow, 3 Kalmar Place offers a rare opportunity to secure a private cul de sac setting right in the middle of the continued growth on the south side of Palm Coast. Surrounded by established homes and ongoing development, this property blends long term value with everyday convenience. Positioned at the quiet end of the street, the lot provides added privacy and minimal traffic. The layout allows for strong curb appeal and plenty of flexibility for a custom home design. There is ample room to create a spacious footprint and design an outdoor living space that fits your vision, whether that includes a pool, summer kitchen, or landscaped backyard retreat, You are centrally located with quick and easy access to US 1 and nearby amenities, making daily life simple while still enjoying a peaceful residential setting. For buyers looking to build in an established neighborhood that continues to see strong growth, 3 Kalmar Place stands out as a solid and well positioned choice.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$737 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$737/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 3 KALMAR PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$245,000
8 KARAT PATH · same community
3 bd · 2 ba · 1,086 sqft · $226/sqft · 89 DOM
Sold · Dec ’25$278,000
74 KARAS TRAIL · same community
3 bd · 2 ba · 1,284 sqft · $217/sqft · 38 DOM
Sold · Jan ’26$290,000
12 KATRINA COURT · same community
3 bd · 2 ba · 1,325 sqft · $219/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3 KALMAR PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 KALMAR PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3 KALMAR PLACE FAQs
What would the monthly payment be for 3 KALMAR PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $737/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3 KALMAR PLACE?+
The most recent tax bill on record (2024) was $464. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $85,000, this home is listed about 79% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3 KALMAR PLACE?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32164 market on paper
$85,000 is 75% below the PALM COAST 32164 median of $340,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
165 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ronnie Ward. MLS #FC316392.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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