2281 S FLAGLER AVENUE, FLAGLER BEACH, FL, 32136
Active142 days on marketListed Mar 5, 2026MLS #FC316335
About this home
2281 S FLAGLER AVENUE
Welcome to this charming pool home in beautiful Flagler Beach, just a few blocks from the ocean! This home greets you the moment you walk through the front door with a direct view of your own private pool — the perfect Florida welcome. Having been recently remodeled in 2023, this home features a stunning new kitchen and beautifully updated bathrooms, blending modern finishes with coastal comfort. Tile flooring flows throughout the entire home, offering a clean, cohesive look. A durable metal roof adds long-term value and peace of mind, and the 2022 HVAC system provides reliability for years to come. This is a truly turnkey, move-in ready property. Step outside and embrace the Florida lifestyle. Take a refreshing dip in your sparkling pool after a relaxing day at the beach. The landscaped, fully fenced backyard surrounds the screened pool enclosure, providing exceptional privacy and plenty of space to unwind or entertain. Flagler Beach is a golf cart–friendly community, making it easy to cruise your cart to local coffee shops, restaurants, and the newly rebuilt downtown pier. Enjoy the charm of beach living while everything you need is just a short ride away. Conveniently located just minutes from I-95, Flagler Beach offers easy access while maintaining its laid-back, small-town charm. Ideally situated between St. Augustine to the north and Daytona Beach to the south, you’re perfectly positioned to enjoy the best of Northeast Florida — all while coming home to your own private slice of paradise just steps from the sand! Motivated Seller !
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,422
Sqft
0.19 ac
Lot size
1
Garage
1978
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,510 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,510/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.6%
$/sqft vs Flagler Beach actives
$316 vs $313
Days on market
142 vs 68 typical
Where $316/sqft sits among the 129 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
60 of 129
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 2281 S FLAGLER AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$425,000
2448 S DAYTONA AVENUE · same community
3 bd · 2 ba · 1,488 sqft · $286/sqft · 199 DOM
Sold · Feb ’26$435,000
2290 S FLAGLER AVENUE · same community
3 bd · 2 ba · 1,344 sqft · $324/sqft · 111 DOM
Sold · Mar ’26$445,200
2408 S DAYTONA AVENUE · same community
2 bd · 2 ba · 1,340 sqft · $332/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2281 S FLAGLER AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2281 S FLAGLER AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2281 S FLAGLER AVENUE FAQs
What would the monthly payment be for 2281 S FLAGLER AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,510/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2281 S FLAGLER AVENUE?+
The most recent tax bill on record (2025) was $6,093. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Flagler Beach?+
At $449,000, this home is listed about 23% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2281 S FLAGLER AVENUE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Time on market is leverage
142 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $469,000, now $449,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PALM WAVE REALTY · Eric Gerlach. MLS #FC316335.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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