42 WOODBORN LANE, PALM COAST, FL, 32164
Active168 days on marketListed Feb 19, 2026MLS #FC316330
About this home
42 WOODBORN LANE
Why wait for new construction? This meticulously maintained 3-bedroom, 2 bath home is less than 3 years old and perfectly blends modern style and everyday comfort! You will love the open-concept living area, where the kitchen, dining room, and living room all flow seamlessly to create the ultimate place to gather and connect. The kitchen is both stylish and functional and features a large island with bar seating, sleek quartz countertops, and abundant cabinet space. Vaulted ceilings enhance the airy feel of the living room, and the custom fireplace sets the mood for cozy nights at home. The spacious master suite is a true retreat, where you can relax and unwind at the end of the day, including a luxurious walk-in tile shower and double vanity sinks. The split floorplan, with two additional bedrooms and a bathroom on the other side of the home, provides comfort and privacy for families, guests, or even for a quiet home office. The 10’x10’ covered patio draws you outdoors and extends your living space outside. A new vinyl privacy fence completely encloses the backyard and provides a clean, polished look while creating the perfect setting for pets, play, or entertaining. Located in the desirable Pine Lakes area, this home is central to golf courses, dining, shopping, miles of walking and biking trails, and is just minutes from the beach, US-1, and I-95.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,500
Sqft
0.23 ac
Lot size
2
Garage
2023
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,595 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,595/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.9%
$/sqft vs PALM COAST SEC 27 BLK 58 & 59
$219 vs $193
Days on market
168 vs 50 typical
Where $219/sqft sits among the 7 homes for sale in PALM COAST SEC 27 BLK 58 & 59
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
6 of 7
PALM COAST SEC 27 BLK 58 & 59 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 42 WOODBORN LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$308,000
20 WOOD CLIFT LANE · same community
3 bd · 2 ba · 1,547 sqft · $199/sqft · 27 DOM
Sold · Nov ’25$269,000
55 WOODLAWN DRIVE · same community
3 bd · 2 ba · 1,598 sqft · $168/sqft · 31 DOM
Sold · Nov ’25$273,000
35 WOOD ACRE LANE · same community
3 bd · 2.5 ba · 1,384 sqft · $197/sqft · 233 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 42 WOODBORN LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42 WOODBORN LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
42 WOODBORN LANE FAQs
What would the monthly payment be for 42 WOODBORN LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,595/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 42 WOODBORN LANE?+
The most recent tax bill on record (2025) was $4,227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $329,000, this home is listed about 18% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 42 WOODBORN LANE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32164 market on paper
$329,000 is 3% below the PALM COAST 32164 median of $340,900, and at $219/sqft it sits under the Palm Coast average of $261.
02Time on market is leverage
168 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $349,000, now $329,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE (OCEANSHORE) · Jessie Harper. MLS #FC316330.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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