204 SEA WOODS DRIVE N, ST AUGUSTINE, FL, 32080
Active148 days on marketListed Feb 27, 2026MLS #FC316195
About this home
204 SEA WOODS DRIVE N
One or more photo(s) has been virtually staged. LOCATION, LOCATION, LOCATION - Welcome to this beautifully maintained 2-bedroom pool home in the gated community of Seagate North, just a short walk to the Atlantic Ocean and pristine beaches and only a short drive to historic downtown St. Augustine. A charming front porch with walkway leading to stunning backyard, welcomes you into this inviting home featuring a spacious great room and dining room combination. As you enter, sliding glass doors to the rear lanai and pool create a stunning focal point while filling the space with natural light — seamlessly blending indoor and outdoor living. The kitchen is thoughtfully positioned just off the main living area and features granite countertops, white shaker cabinetry, stainless steel appliances, and abundant cabinet and counter space. A cozy breakfast nook offers the perfect place for morning coffee, while the corner opening to the great room keeps you connected to family and guests during gatherings and everyday living. The primary suite serves as a relaxing retreat with private sliders leading to the lanai and pool area. The en-suite bath features a walk-in shower, garden tub with spa, dual vanities, and a spacious walk-in closet. Step outside to your private outdoor oasis. The expansive covered porch overlooks a sparkling swimming pool enclosed within a large, screened lanai — ideal for year-round enjoyment. A beautiful stone firepit with generous stone seating creates the perfect setting for evening entertaining. The backyard is partially fenced and beautifully landscaped, offering additional privacy and functionality. Transferrable Rhino Shield Ceramic Coating Warranty against exterior chipping, flaking or peeling is included. Garage floor just recently completed with beautiful epoxy as well. This well-cared-for home combines comfort, charm, and exceptional outdoor living — all within a secure gated community with a short walk to the beach! Enjoy the many coffee shops, restaurants and shops within walking distance too! Enjoy St. Augustine and experience its rich history and the culture of downtown. Schedule your showing today! Adjacent to Scenic & Historic Coastal A1A
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,407
Sqft
0.21 ac
Lot size
2
Garage
1996
Year built
One
Levels
$355
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,118 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,118/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$355 vs $243
Days on market
148 vs 39 typical
Where $355/sqft sits among the 177 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32080 — neighborhood snapshot
Population
21,368
Median age
58.3
Median income
$91,201
Median home value
$497,500
Avg household
2.06
Households w/ children
1,323
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
73 of 177
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the ST AUGUSTINE 32080 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 204 SEA WOODS DRIVE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$645,713
205 PACIFICA VISTA WAY UNIT 205
2 bd · 2 ba · 1,337 sqft · $483/sqft · 110 DOM
Sold · Jul ’25$556,000
5361 4TH STREET
3 bd · 2 ba · 1,500 sqft · $371/sqft · 150 DOM
Sold · Jan ’26$602,000
26 VILLAGE LAS PALMAS CIRCLE
2 bd · 2.5 ba · 1,226 sqft · $491/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 204 SEA WOODS DRIVE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 204 SEA WOODS DRIVE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
204 SEA WOODS DRIVE N FAQs
What would the monthly payment be for 204 SEA WOODS DRIVE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,118/mo — principal and interest, the actual property-tax bill, the $330/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 204 SEA WOODS DRIVE N?+
The association fee works out to $330 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 204 SEA WOODS DRIVE N?+
The most recent tax bill on record (2025) was $5,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 204 SEA WOODS DRIVE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $499,000, this home is listed about 13% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 204 SEA WOODS DRIVE N?+
Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST AUGUSTINE 32080 market on paper
$499,000 is 17% below the ST AUGUSTINE 32080 median of $599,000.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
148 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gamble Rogers Middle School, W. Douglas Hartley Elementary, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $575,000, now $499,000 — a $76K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES OCEANSIDE · Eric Finnicum. MLS #FC316195.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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