182 MALLEY COVE LANE, FLEMING ISLAND, FL, 32003
Active161 days on marketListed Feb 13, 2026MLS #FC316076
About this home
182 MALLEY COVE LANE
**NO HOA OR CDD**OPEN CONCEPT**NEWLY REMODELED** Welcome home to this stunning retreat, where comfort meets elegance. This 5 bed/ 4 bath property features LVP FLOORING, a REMODELED KITCHEN, and a HUGE LOFT. The open concept floor plan of the main living spaces is perfect for hosting guests. This home features a family room space, a BREAKFAST NOOK that overlooks the SCREENED IN LANAI, and a 4th bathroom on the first floor, with its own private access to the patio. The living room features a large FIREPLACE. The kitchen features a wine cooler/rack, TONS OF CABINETRY, a center island, BUTLER PANTRY AREA, and QUARTZ COUNTERTOPS. The master en suite features TWO WALK IN CLOSETS, a soaking tub, and private access to the screened in lanai. The 5th bedroom could be used as a multi-purpose room such as a home office or gym. The 3 CAR GARAGE offers tons of storage space. Enjoy outdoor living on the patio that overlooks the HUGE BACKYARD. Don’t miss this opportunity!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,316
Sqft
0.53 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,884 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,884/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fleming Island
Get to know Fleming Island. See the full Fleming Island guide →
FLEMING ISLAND 32003 — neighborhood snapshot
Population
29,351
Median age
47.7
Median income
$119,046
Median home value
$387,400
Avg household
2.58
Households w/ children
3,397
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fleming Island market
$920K → $600K
Fleming Island median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Fleming Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 508% above the FLEMING ISLAND 32003 median. See the full Fleming Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 182 MALLEY COVE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$600,000
6380 BAHAIA ROAD
4 bd · 3.5 ba · 3,006 sqft · $200/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 182 MALLEY COVE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 182 MALLEY COVE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
182 MALLEY COVE LANE FAQs
What would the monthly payment be for 182 MALLEY COVE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,884/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 182 MALLEY COVE LANE?+
The most recent tax bill on record (2024) was $4,745. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fleming Island?+
At $750,000, this home is priced right at the Fleming Island median.
Which schools are assigned to 182 MALLEY COVE LANE?+
Robert M. Paterson Elementary (elementary), Fleming Island High School (high), Green Cove Springs Junior High School (middle) — Clay County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$750,000 runs 508% above the FLEMING ISLAND 32003 median.
02Strong assigned schools
Robert M. Paterson Elementary, Fleming Island High School, Green Cove Springs Junior High School — Robert M. Paterson Elementary rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $799,000, now $750,000 — a $49K cut. The full history is in the market section below.
Listing courtesy of CHAD AND SANDY REAL ESTATE GRP · Chad Neumann. MLS #FC316076.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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