
7 FORTUNE LANE, PALM COAST, FL, 32137
Active165 days on marketListed Feb 9, 2026MLS #FC316014
About this home
7 FORTUNE LANE
Welcome to 7 Fortune Lane in Palm Coast, a brand-new custom home built by Wise Choice Custom Homes and ready for its first owners. From the moment you pull up, the lush landscaping and clean, modern lines give the home a strong first impression. It’s the kind of place people slow down to look at when they drive by. Step through the double French doors and you’re immediately met with 14-foot ceilings, large windows, and an open layout that makes the whole home feel bright and relaxed. The main living area flows naturally into the kitchen and out to the covered patio thanks to a three-panel sliding glass door that opens wide for gatherings, cookouts, or just enjoying a quiet evening outside. The builder didn’t cut corners here — from the grand light fixtures to the deep farmhouse sink and upgraded finishes, everything feels solid and well thought out. The kitchen is the centerpiece of the home and built to be used. A massive 16-foot island gives you all the prep and seating space you could want, paired with custom 44-inch cabinetry, plenty of storage, a wine cooler, and quality appliances. It’s easy to picture hosting holidays here or having everyone gather around while dinner is cooking. The split floor plan keeps things comfortable and private. The primary suite sits on its own side of the home and feels like a true retreat with his-and-her closets and a spacious bathroom featuring a floor-to-ceiling tiled shower and clean, modern finishes. On the opposite side, you’ll find three additional bedrooms, two full baths, and a dedicated office that works perfectly for remote work, a gym, or a quiet study. One of the most appealing features is the separate in-law suite. Tucked away for privacy, it has its own bedroom and full bath, making it ideal for extended family, long-term guests, or even a live-in parent. It gives everyone their own space while still being under one roof, which is something more buyers are looking for today. The fenced backyard offers room for kids, pets, and weekend get-togethers, with space to add a pool or create your own outdoor setup. At just under 2,500 square feet, the home feels spacious without being overwhelming, and every inch was designed to be both comfortable and functional. Location-wise, you’re in a prime Palm Coast spot — just minutes to shops, restaurants, and everyday conveniences, and about six minutes to the beach. You get the feel of a quiet neighborhood with the benefit of being close to everything. This is a solid, well-built new construction home with the upgrades already done and the space people actually want. It’s move-in ready and waiting for someone to make it their own.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,495
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
One
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,850 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,850/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.8%
$/sqft vs PALM COAST SEC 07
$251 vs $192
Days on market
165 vs 47 typical
Where $251/sqft sits among the 11 homes for sale in PALM COAST SEC 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
7 of 11
PALM COAST SEC 07 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 7 FORTUNE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$355,000
155 FORRESTER PLACE · same community
3 bd · 2 ba · 2,487 sqft · $143/sqft · 26 DOM
Sold · Jun ’26$370,000
6 FOXHALL COURT · same community
4 bd · 3.5 ba · 2,344 sqft · $158/sqft · 2 DOM
Sold · Feb ’26$399,000
31 FREEMAN LANE · same community
3 bd · 2.5 ba · 2,098 sqft · $190/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7 FORTUNE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7 FORTUNE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7 FORTUNE LANE FAQs
What would the monthly payment be for 7 FORTUNE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,850/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7 FORTUNE LANE?+
The most recent tax bill on record (2025) was $994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $625,000, this home is listed about 58% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7 FORTUNE LANE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$625,000 runs 65% above the PALM COAST 32137 median — but at 2,495 sqft it's also 33% larger than the typical Palm Coast listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
165 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KOKOMO REALTY LLC · Jason Watts. MLS #FC316014.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 7 FORTUNE LANE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


