David Ramirez
$210,000$235,0002 bd2 ba950 sqft$221 /sqft$2,304 /mo all-in ↓

24 FAIRWAYS CIRCLE UNIT 24, PALM COAST, FL, 32137

Active170 days on marketListed Feb 4, 2026MLS #FC315903

Priced 45% below the PALM COAST 32137 medianReduced $25KCondominiumPALM COAST FAIRWAYS CONDO

About this home

24 FAIRWAYS CIRCLE UNIT 24

Overview: Come check out this meticulously maintained and beautifully updated condo located in the highly desirable Fairways Condo Community. This sought-after neighborhood is ideally situated near many of Flagler County’s finest amenities, including shopping centers, bike and walking trails, European Village, and, of course, the beaches. The property offers a peaceful and private atmosphere, surrounded by mature trees that provide ample shade and stunning views throughout the grounds. Home Features: This spacious two-bedroom, two-bathroom home is designed for easy, carefree living. The floor plan is filled with natural light, showcasing beautiful views from many rooms. The very large glass/screened-in lanai is perfect for enjoying coffee or meals while taking in the serene surroundings. The kitchen has new luxury vinyl flooring, tiled backsplash, granite counter tops, a new faucet and lighting. Other recent upgrades include a new outside door, blinds, interior doors, closet bifold doors, and updated lighting throughout the condo. The A/C unit was installed in 2017 and comes with a 12-year warranty, ensuring comfort for years to come. New roof in 2025 Community Amenities: The HOA provides access to a heated screened-in pool, tennis courts, clubhouse, water, trash service, pest control, exterior maintenance, landscaping and Blue Stream Fiber Optics internet service. These amenities allow residents to enjoy a relaxing lifestyle without the hassle of upkeep. Location and Lifestyle: If you are seeking a quiet and relaxing retreat, this is the perfect place for you. Located just two miles from public beaches and walking trails, this move-in ready home offers the ideal blend of comfort and convenience for a Florida lifestyle. Some of the furniture is available for sale a list can be provided. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

950

Sqft

0.02 ac

Lot size

1980

Year built

One

Levels

$221

Per sqft

Negotiable

Inside

FlooringCarpet · Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Solid Surface Counters · Solid Wood Cabinets
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesNorth
ExteriorBalcony · Irrigation System · Lighting · Private Entrance · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

HOA fee$575/mo
Taxes (2025)$2,881/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fiber Optics · Phone Available · Public · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,304 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property tax — 2025 actual bill$240
Condo fee — from the listing$575
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,350
Interest rate6.00%
Loan term

Estimated payment

$2,304/mo

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$240
HOA / condo fee$575
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $210K
$154KedgeAI estimate $175,580 · range $160K$196K$218K

vs edgeAI estimate

+19.6%

$/sqft vs PALM COAST FAIRWAYS CONDO

$221 vs $195

Days on market

170 vs 47 typical

Where $221/sqft sits among the 6 homes for sale in PALM COAST FAIRWAYS CONDO

1
0
1
1
3
0 · this home
$139–153$153–166$166–180$180–194$194–207$207+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 24 FAIRWAYS CIRCLE UNIT 24 inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Palm Harbor — neighborhood snapshot

Population

16,621

Median age

57

Median income

$73,524

Median home value

$373,781

Avg household

2

Households w/ children

1,152

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

3 of 6

PALM COAST FAIRWAYS CONDO have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $210,000 $25K
Feb 4, 2026Listed at $235,000 · 170 days on market since
1980Built · PALM COAST FAIRWAYS CONDO

Reality check

What actually sold near 24 FAIRWAYS CIRCLE UNIT 24

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4 MASTERS COURT UNIT 4Sold · Feb ’26

$185,000

4 MASTERS COURT UNIT 4 · same community

2 bd · 2 ba · 950 sqft · $195/sqft · 148 DOM

8 OAKMONT COURT UNIT 8Sold · Jul ’26

$135,000

8 OAKMONT COURT UNIT 8 · same community

2 bd · 2 ba · 950 sqft · $142/sqft · 64 DOM

24 MID PINES CIRCLE UNIT 24Sold · Jan ’26

$185,500

24 MID PINES CIRCLE UNIT 24 · same community

2 bd · 2 ba · 950 sqft · $195/sqft · 625 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 24 FAIRWAYS CIRCLE UNIT 24 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 24 FAIRWAYS CIRCLE UNIT 24 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

24 FAIRWAYS CIRCLE UNIT 24 FAQs

What would the monthly payment be for 24 FAIRWAYS CIRCLE UNIT 24?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,304/mo — principal and interest, the actual property-tax bill, the $575/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 24 FAIRWAYS CIRCLE UNIT 24?+

The association fee works out to $575 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 24 FAIRWAYS CIRCLE UNIT 24?+

The most recent tax bill on record (2025) was $2,881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 24 FAIRWAYS CIRCLE UNIT 24?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $210,000, this home is listed about 47% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 24 FAIRWAYS CIRCLE UNIT 24?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the PALM COAST 32137 market on paper

$210,000 is 45% below the PALM COAST 32137 median of $379,900, and at $221/sqft it sits under the Palm Coast average of $257.

02Know the monthly fee

The association fee is $575/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

170 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $235,000, now $210,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of WEICHERT REALTORS HALLMARK · Kim Manford. MLS #FC315903.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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