1604 S OCEAN SHORE BOULEVARD, FLAGLER BEACH, FL, 32136
Active171 days on marketListed Feb 3, 2026MLS #FC315736
About this home
1604 S OCEAN SHORE BOULEVARD
If you are looking for Old Florida, welcome to 1604 S. Ocean Shore, located in Flagler Beach, a barrier island nestled between the Atlantic Ocean and the Intracoastal waterway. In this pet friendly beach town, you can take your golf cart around as part of the laid-back living. Enjoy the fishing Pier, eclectic shops, surfing, the beach, Sea Turtle Nesting, First Fridays and Ocean View dining (no chain restaurants). From your new home, enjoy unobstructed Ocean views and spectacular sunrises and waking up to the sounds of the Ocean. This beautiful oceanfront home, where coastal elegance meets modern luxury has been remodeled and offers sweeping views of the Atlantic Ocean and the soothing sound of waves. With over 2,400 square feet, this home has 3 bedrooms and 3 full bathrooms and provides the perfect combination of cozy and comfort for Family and Friends to enjoy. The kitchen has been completely remodeled and features quartz countertops and Whirlpool stainless steel appliances. The large laundry room includes a new Whirlpool washer and dryer, ensuring convenience and style. Every detail has been considered, featuring beautiful tile on the first floor and luxury vinyl flooring throughout the second level (NO CARPET). The primary suite offers a custom double vanity, his and her closets and a private front-viewing deck to enjoy the ocean vistas. The backyard has ample space to add a pool if desired, but for now offering grassy private space. The yard is fully fenced, making it perfect for entertaining and enjoying the beach lifestyle. An outdoor shower conveniently located on the side yard has additional space for surfboards, paddle boards and kayaks. The property features a two-car garage with coveted alley access, ideal for storing all your beach essentials. New pavers and thoughtfully designed landscaping create an inviting outdoor space, complete with a fire pit for cozy evenings by the ocean. Where to Retire magazine has named Flagler Beach as a top retirement destination. Flagler Beach is centrally located 1 1/2 hours away from the Orlando airport and Disney theme parks, one hour away from Jacksonville, 1/2 hour to the Nation's oldest City, St. Augustine and 1/2 hour from Daytona Beach, home of Daytona International Speedway and Bike Week.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,476
Sqft
0.14 ac
Lot size
2
Garage
1984
Year built
Two
Levels
$481
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,224 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,224/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+64.6%
$/sqft vs FUQUAY SUB
$481 vs $382
Days on market
171 vs 68 typical
Where $481/sqft sits among the 7 homes for sale in FUQUAY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
4 of 7
FUQUAY SUB have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 165% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1604 S OCEAN SHORE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$560,000
1935 S PALMETTO AVENUE · same community
3 bd · 3.5 ba · 2,170 sqft · $258/sqft · 106 DOM
Sold · Oct ’25$580,000
1536 S CENTRAL AVENUE · same community
3 bd · 2 ba · 2,145 sqft · $270/sqft · 40 DOM
Sold · Dec ’25$619,000
1425 S CENTRAL AVENUE · same community
4 bd · 3 ba · 2,124 sqft · $291/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1604 S OCEAN SHORE BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1604 S OCEAN SHORE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1604 S OCEAN SHORE BOULEVARD FAQs
What would the monthly payment be for 1604 S OCEAN SHORE BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,224/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1604 S OCEAN SHORE BOULEVARD?+
The most recent tax bill on record (2025) was $14,299. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Flagler Beach?+
At $1,190,900, this home is listed about 105% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1604 S OCEAN SHORE BOULEVARD?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,190,900 runs 165% above the FLAGLER BEACH 32136 median — but at 2,476 sqft it's also 20% larger than the typical Flagler Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
171 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,199,900, now $1,190,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Landon McLeod. MLS #FC315736.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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