450 CARD AVENUE, HOLLY HILL, FL, 32117
Active193 days on marketListed Jan 26, 2026MLS #FC315617
About this home
450 CARD AVENUE
Move-in ready and thoughtfully updated, this 3-bedroom, 1-bath concrete block home with a 1-car garage offers comfort, functionality, and lasting value. Situated on a spacious 100x90 corner lot, the property showcases classic Florida appeal paired with smart modern upgrades. Recent improvements include fresh full exterior paint and an updated bathroom, enhancing the home’s turnkey appeal. Inside, abundant natural light highlights durable hard-surface flooring, updated lighting, paneled doors, and a refreshed bathroom with clean, modern finishes. The kitchen is well equipped with stainless steel appliances and granite countertops, providing both style and everyday practicality. The fully fenced yard offers excellent flexibility, with ample space for additional vehicle or boat parking along the side of the home. The backyard is designed for easy, low-maintenance living with artificial turf ideal for entertaining, pets, or relaxing outdoors. Major systems have already been addressed, including a 2021 roof, 2019 HVAC system, and updated electrical panel, offering buyers peace of mind and reduced future maintenance. Conveniently located near shopping, dining, major roadways, and the beach, this property presents an excellent opportunity for homeowners or investors alike. All information taken from the tax record, and while deemed reliable, cannot be guaranteed.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
864
Sqft
0.21 ac
Lot size
1
Garage
1956
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,778 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,778/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.7%
Days on market
193 vs 5 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holly Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holly Hill. See the full Holly Hill guide →
HOLLY HILL 32117 — neighborhood snapshot
Population
29,831
Median age
41.8
Median income
$52,132
Median home value
$175,500
Avg household
2.31
Households w/ children
3,290
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holly Hill market
$255K → $223K
Holly Hill median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Holly Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the HOLLY HILL 32117 median. See the full Holly Hill market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 450 CARD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 450 CARD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
450 CARD AVENUE FAQs
What would the monthly payment be for 450 CARD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,778/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 450 CARD AVENUE?+
The most recent tax bill on record (2025) was $2,591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Holly Hill?+
At $221,500, this home is listed about 16% below the Holly Hill median of $264,990. The market section on this page shows how the area is trending.
Which schools are assigned to 450 CARD AVENUE?+
Holly Hill Elementary (elementary), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HOLLY HILL 32117 market on paper
$221,500 is 14% below the HOLLY HILL 32117 median of $258,275.
02Time on market is leverage
193 days on market against a Holly Hill median of 5 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $228,300, now $221,500 — a $7K cut. The full history is in the market section below.
Listing courtesy of SIMPLY REAL ESTATE · Amy Kolis. MLS #FC315617.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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