198 GYPSY PALACE LANE, DAYTONA BEACH, FL, 32124
Active198 days on marketListed Jan 21, 2026MLS #FC315361
About this home
198 GYPSY PALACE LANE
Don't miss your chance to own this charming Dreamsicle Cottage located in Latitude Daytona Beach, just steps from Salt Shaker Park. This light-filled home offers an open floor plan with a stylish kitchen featuring granite countertops and a designer tile backsplash. The owner's suite includes a spacious walk-in closet and a beautifully finished bath with double vanities and a floor-to-ceiling tiled shower. A versatile den or hobby room provides additional space for guests or a home office. Ceramic tile flooring flows throughout. Enjoy outdoor living on the wraparound porch, plus a two-car garage and an additional assigned parking space. Live the good life with access to a vibrant community town center, where live music fills the air every Friday and Saturday night. Unwind at the stunning tropical lagoon-style resort pool, with live music daily, or enjoy two additional heated pools including a sports pool and an indoor lap pool. Sports lovers will enjoy tennis, pickleball, bocce, and pool volleyball, while furry friends have their own space at the golf cart-friendly dog park. Unleash your creativity in the pottery and woodworking studios, catch a show at the theater, or relax at the Bar & Chill restaurant with neighbors and friends. A private oceanfront beach club, complete with loungers, umbrellas, and a heated pool, adds the perfect coastal touch to this exceptional lifestyle. With lawn care, landscaping, exterior painting, and roof maintenance included, you'll have more time to enjoy everything this beautifully planned community has to offer. Schedule your private tour today and experience the resort-style lifestyle that awaits in Latitude of Daytona Beach! All information recorded in the MLS is intended to be accurate but cannot be guaranteed.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,464
Sqft
0.1 ac
Lot size
2
Garage
2024
Year built
One
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,329 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,329/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.8%
$/sqft vs Daytona Beach actives
$264 vs $233
Days on market
198 vs 58 typical
Where $264/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
DAYTONA BEACH 32124 — neighborhood snapshot
Population
9,592
Median age
51.8
Median income
$89,842
Median home value
$434,000
Avg household
2.18
Households w/ children
468
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $268K
Daytona Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
190 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the DAYTONA BEACH 32124 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 198 GYPSY PALACE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$415,000
244 GYPSY PALACE LANE · same community
2 bd · 2 ba · 1,466 sqft · $283/sqft · 147 DOM
Sold · Jan ’26$360,000
317 GYPSY PALACE LANE · same community
2 bd · 2 ba · 1,321 sqft · $273/sqft · 234 DOM
Sold · Apr ’26$375,000
309 GYPSY PALACE LANE · same community
2 bd · 2 ba · 1,205 sqft · $311/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 198 GYPSY PALACE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 198 GYPSY PALACE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
198 GYPSY PALACE LANE FAQs
What would the monthly payment be for 198 GYPSY PALACE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,329/mo — principal and interest, the actual property-tax bill, the $375/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 198 GYPSY PALACE LANE?+
The association fee works out to $375 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 198 GYPSY PALACE LANE?+
The most recent tax bill on record (2025) was $4,171. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 198 GYPSY PALACE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach?+
At $386,495, this home is listed about 33% above the Daytona Beach median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 198 GYPSY PALACE LANE?+
Champion Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DAYTONA BEACH 32124 market on paper
$386,495 is 3% below the DAYTONA BEACH 32124 median of $399,595.
02Time on market is leverage
198 days on market against a Daytona Beach median of 58 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $399,900, now $386,495 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Daniel Robinson. MLS #FC315361.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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