2750 PEARL LAKE TRAIL, NEW SMYRNA BEACH, FL, 32168
Active212 days on marketListed Jan 13, 2026MLS #FC315207
About this home
2750 PEARL LAKE TRAIL
Rare Opportunity in New Smyrna Beach! Discover the last remaining homesite in this private, tucked-away community overlooking Pearl Lake. Spanning an impressive 5 acres, this gorgeous lakefront lot offers unmatched privacy, natural beauty, and endless potential to build your dream estate. Located in a non-flood zone and free from HOA restrictions, this property provides the freedom to design and build without limitations—an increasingly rare find in today’s market. Enjoy serene water views, mature surroundings, and the peace of owning the only available lot in this exclusive enclave. Whether you envision a private retreat, luxury residence, or generational estate, this property delivers space, seclusion, and a prime New Smyrna Beach location—all in one extraordinary offering. Opportunities like this are truly one-of-a-kind.
Facts & features
The home at a glance
5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,167 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,167/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2750 PEARL LAKE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$135,000
2406 TAYLOR ROAD
2 bd · 2 ba · 672 sqft · $201/sqft · 7 DOM
Sold · Feb ’26$325,000
3091 LOG CABIN LANE
3 bd · 1.5 ba · 1,064 sqft · $305/sqft · 5 DOM
Sold · Jan ’26$320,000
607 CORAL TRACE BOULEVARD
3 bd · 2 ba · 1,344 sqft · $238/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2750 PEARL LAKE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2750 PEARL LAKE TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2750 PEARL LAKE TRAIL FAQs
What would the monthly payment be for 2750 PEARL LAKE TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,167/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2750 PEARL LAKE TRAIL?+
The most recent tax bill on record (2025) was $1,308. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $299,900, this home is listed about 42% below the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.
Which schools are assigned to 2750 PEARL LAKE TRAIL?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW SMYRNA BEACH 32168 market on paper
$299,900 is 20% below the NEW SMYRNA BEACH 32168 median of $374,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
212 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL VOLKERS PALM COAST · Maria Druin. MLS #FC315207.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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