10307 BENSON LAKE DRIVE, JACKSONVILLE, FL, 32222
Active229 days on marketListed Dec 10, 2025MLS #FC314627
About this home
10307 BENSON LAKE DRIVE
Discover this one-owner townhouse in the desirable Longleaf community, perfectly situated near Oakleaf shopping, schools, restaurants, and hospitals. Enjoy peaceful pond-to-preserve views from the screened-in porch and an open layout that creates space for everyday living and entertaining. The kitchen boasts quartz countertops, stainless steel appliances, an island perfect for cooking and gatherings, and an oversized pantry. The primary suite features a large walk-in closet, double sinks, a tiled shower, and plenty of natural light. Secondary bedrooms offer ample space and the oversized bathroom includes double sinks. With wood-look tile downstairs and neutral paint throughout, all that's missing is your personal touch. All appliances stay, plus the 1-car garage provides extra space. Exterior maintenance handled by the HOA and the neighborhood amenities include a pool, playground, fitness center, outdoor fitness area, and a scenic dock. Don't wait, schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,700
Sqft
0.18 ac
Lot size
1
Garage
2020
Year built
Two
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,008 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,008/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Jacksonville actives
$126 vs $175
Days on market
229 vs 32 typical
Where $126/sqft sits among the 138 Jacksonville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chimney Lakes
Get to know Jacksonville. See the full Jacksonville guide →
Chimney Lakes — neighborhood snapshot
Population
22,293
Median age
36
Median income
$93,803
Median home value
$252,202
Avg household
3
Households w/ children
2,798
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$324K → $341K
Jacksonville median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
57 of 138
Jacksonville actives have cut their price
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the JACKSONVILLE 32222 median. See the full Jacksonville market guide →
Paper trail
This home's history
Reality check
What actually sold near 10307 BENSON LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$298,680
9228 REDTAIL DRIVE
4 bd · 2 ba · 1,954 sqft · $153/sqft · 48 DOM
Sold · Jun ’26$215,000
9144 TENDER LANE
2 bd · 2.5 ba · 1,395 sqft · $154/sqft · 107 DOM
Sold · Apr ’26$209,990
9173 TENDER LANE
2 bd · 2.5 ba · 1,395 sqft · $151/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10307 BENSON LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10307 BENSON LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10307 BENSON LAKE DRIVE FAQs
What would the monthly payment be for 10307 BENSON LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,008/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10307 BENSON LAKE DRIVE?+
The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10307 BENSON LAKE DRIVE?+
The most recent tax bill on record (2024) was $2,540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10307 BENSON LAKE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jacksonville?+
At $215,000, this home is listed about 24% below the Jacksonville median of $282,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10307 BENSON LAKE DRIVE?+
Chimney Lakes Elementary School (elementary), Westside High School (high), Westside Middle School (middle) — Duval County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the JACKSONVILLE 32222 market on paper
$215,000 is 4% below the JACKSONVILLE 32222 median of $224,618, and at $126/sqft it sits under the Jacksonville average of $183.
02Time on market is leverage
229 days on market against a Jacksonville median of 32 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $235,000, now $215,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST. JOHNS · Christina Welch. MLS #FC314627.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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