21 WHITEHALL COURT, FLAGLER BEACH, FL, 32136
Active239 days on marketListed Nov 28, 2025MLS #FC314376
About this home
21 WHITEHALL COURT
NEW ROOF 2025! Located in the highly sought-after Fairchild Oaks community, this charming 3-bedroom, 2.5-bath home at 21 Whitehall Court offers comfort, privacy, and an ideal Flagler Beach lifestyle—just minutes from the coast. Step inside to find high, vaulted ceilings and luxury vinyl plank flooring throughout the main living spaces, creating an open and inviting atmosphere. The foyer leads into a spacious living room, complete with two sets of doors opening to the backyard, filling the home with natural light. The kitchen offers ample cabinet space, a pantry, and a cozy breakfast nook, while the adjacent formal dining room features beautiful hardwood floors, perfect for hosting family meals or special occasions. The primary suite also showcases hardwood flooring, high ceilings, and crown molding, along with a luxurious ensuite bathroom featuring dual sinks, a large step-in shower, a soaking tub, and an expansive walk-in closet. Two additional bedrooms share a convenient jack-and-jill bathroom, making this layout ideal for families or guests. Outside, the natural backyard provides exceptional privacy and includes a cement patio, offering the perfect outdoor space for relaxing, grilling, or enjoying the serene surroundings. The community is golf cart friendly and offers a quiet, private atmosphere. Fairchild Oaks is known for its tranquil charm, tree-lined streets, and proximity to everything Flagler Beach has to offer. Enjoy being 10 minutes from the beach, as well as close to local shops, restaurants, parks, golf courses, schools, and easy access to A1A and I-95. 21 Whitehall Ct combines comfort, privacy, and an unbeatable location—making it the perfect place to enjoy the coastal lifestyle Flagler Beach is loved for.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,945
Sqft
0.29 ac
Lot size
2
Garage
2001
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,546 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,546/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−45.8%
$/sqft vs Flagler Beach actives
$236 vs $315
Days on market
239 vs 68 typical
Where $236/sqft sits among the 128 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
59 of 128
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 21 WHITEHALL COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$527,500
1308 MANDAN LANE
3 bd · 2.5 ba · 1,960 sqft · $269/sqft · 10 DOM
Sold · Apr ’26$510,000
3965 ACOMA DRIVE
3 bd · 2 ba · 1,884 sqft · $271/sqft · 14 DOM
Sold · Dec ’25$373,990
2404 DAWSON COURT
4 bd · 3 ba · 2,020 sqft · $185/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21 WHITEHALL COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21 WHITEHALL COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21 WHITEHALL COURT FAQs
What would the monthly payment be for 21 WHITEHALL COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,546/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21 WHITEHALL COURT?+
The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21 WHITEHALL COURT?+
The most recent tax bill on record (2025) was $5,281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21 WHITEHALL COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $459,000, this home is listed about 21% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 21 WHITEHALL COURT?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
239 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $499,000, now $459,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAKE ACTION PROPERTIES, LLC · Mari Parks. MLS #FC314376.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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