14 WELLSHIRE LANE, PALM COAST, FL, 32164
Active267 days on marketListed Nov 9, 2025MLS #FC313986
About this home
14 WELLSHIRE LANE
Beautifully Updated Pine Lakes Corner-Lot Home — Feels Like a Model! Step into this stunning, move-in-ready residence set on an oversized corner lot in the highly desirable Pine Lakes subdivision of Palm Coast. Completely renovated from top to bottom, this home showcases quality finishes, modern style, and thoughtful upgrades throughout—truly showing like a model home. Inside, you’ll find brand-new flooring and molding throughout, a new roof, and a newer A/C system, offering both style and peace of mind. The brand-new kitchen is a true centerpiece, featuring extra-thick solid countertops, soft-close cabinets and drawers, an ultra-modern faucet, and matching LG stainless-steel appliances—with abundant storage to keep everything perfectly organized. Both bathrooms have been fully remodeled with a clean, contemporary look, highlighted by elegant fixtures, Kohler toilets, modern faucets, and a remote-controlled vent fan in the guest bath for added convenience. Outdoor living is just as inviting. The spacious covered lanai overlooks a large backyard with plenty of room for a future pool, making it ideal for entertaining or relaxing year-round. A handsome double-door entry and covered front porch complete the home’s strong curb appeal. Beautifully updated, meticulously maintained, and completely move-in ready—this Pine Lakes gem delivers comfort, style, and that “new home” feel without the wait. Don’t miss the opportunity to make it yours.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,476
Sqft
0.29 ac
Lot size
2
Garage
1994
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,226 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,226/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.3%
$/sqft vs Palm Coast actives
$190 vs $219
Days on market
267 vs 47 typical
Where $190/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
166 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 WELLSHIRE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$250,000
90 WELLSHIRE · same community
3 bd · 2 ba · 1,481 sqft · $169/sqft · 35 DOM
Sold · Apr ’26$355,000
19 WENDLIN LANE · same community
3 bd · 2 ba · 1,535 sqft · $231/sqft · 6 DOM
Sold · Apr ’26$295,000
181 WELLINGTON DRIVE · same community
3 bd · 2 ba · 1,684 sqft · $175/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14 WELLSHIRE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 WELLSHIRE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14 WELLSHIRE LANE FAQs
What would the monthly payment be for 14 WELLSHIRE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,226/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14 WELLSHIRE LANE?+
The most recent tax bill on record (2024) was $3,529. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $279,900, this home is listed about 29% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14 WELLSHIRE LANE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32164 market on paper
$279,900 is 18% below the PALM COAST 32164 median of $340,000, and at $190/sqft it sits under the Palm Coast average of $257.
02Time on market is leverage
267 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $309,900, now $279,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BETTER BUY REALTY LLC · Jeff Sawyer. MLS #FC313986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 14 WELLSHIRE LANE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →