2559 PALM AVENUE, FLAGLER BEACH, FL, 32136
Active244 days on marketListed Nov 21, 2025MLS #FC313877
About this home
2559 PALM AVENUE
Nestled in a small, private waterfront community on canal frontage, this custom-built pool home perfectly combines luxury, functionality, and coastal charm. Located on a quiet cul-de-sac in the quaint town of Flagler Beach, this 4-bedroom, 4.5-bath residence was thoughtfully designed to offer a space for everything—including a dedicated home office, a private home gym, and closet and storage space so abundant it will be the envy of everyone you know. Elegant living spaces flow effortlessly to multiple private balconies where you can enjoy serene views of both the woods and the water. Here, you’ll finally find a home that truly has room for your family’s lifestyle, your hobbies, and all the things that matter most. Outdoor living takes center stage with a full outdoor kitchen overlooking the sparkling custom pool—perfect for weekend gatherings or quiet evenings at home. Upstairs, a huge entertainment room offers a breathtaking retreat, featuring elevated views of the water and sky. Unwind by the fireplace as you watch the boats drift by or enjoy the stars from your private vantage point. Set just moments from a pristine estuary, this home enjoys one of Flagler County’s rarest natural settings. Very few homes in the area are positioned near an estuarine environment, where protected waters, sweeping natural views, and abundant wildlife come together to create a truly exceptional backdrop. Gentle coastal breezes, calm waterways ideal for kayaking and paddleboarding, and the surrounding conservation areas all contribute to a level of peace and privacy that is increasingly hard to find in Florida. A rare blend of luxury, functionality, and unforgettable surroundings—this home delivers it all.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,895
Sqft
0.75 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$565
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$13,245 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,245/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.5%
Days on market
244 vs 68 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 389% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2559 PALM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2559 PALM AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2559 PALM AVENUE FAQs
What would the monthly payment be for 2559 PALM AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,245/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2559 PALM AVENUE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2559 PALM AVENUE?+
The most recent tax bill on record (2024) was $4,157. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2559 PALM AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $2,200,000, this home is listed about 278% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2559 PALM AVENUE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,200,000 runs 389% above the FLAGLER BEACH 32136 median — but at 3,895 sqft it's also nearly twice the size of the typical Flagler Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
244 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of ENGEL VOLKERS PALM COAST · Maria Druin. MLS #FC313877.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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