6645 N OCEAN SHORE BOULEVARD UNIT 5B, PALM COAST, FL, 32137
Active273 days on marketListed Nov 3, 2025MLS #FC313784
About this home
6645 N OCEAN SHORE BOULEVARD UNIT 5B
Pre-Construction. To be built. Now under construction the most stunning property along the coast with Direct ocean views from every floor. Customizable features for a limited time only!! Designed with the perfect combination of beauty and coastal charm. Each residence has a private elevator, private pool and spa and rooftop patio. Custom cabinets from Italy are top of the line quality and modern designs. The kitchen and living room display 20 foot high ceilings which add a sense of grandeur while showcasing the ocean views and natural light. The stunning owners suite spans the entire third floor showcasing ocean views for miles and miles. Oversized terrace off the primary suite put you high above the beautiful coastline where you can enjoy indoor/outdoor living. The primary bathroom will take you on a spa retreat where you'll discover superior relaxation and indulgence. For even for entertaining space head up the rooftop terrace with over 1,600sf on the oceanside and another area on the west side,
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
4,036
Sqft
3.87 ac
Lot size
2
Garage
2026
Year built
Three Or More
Levels
$830
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$23,556 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$23,556/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$830 vs $218
Days on market
273 vs 52 typical
Where $830/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
167 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 774% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 6645 N OCEAN SHORE BOULEVARD UNIT 5B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,672,000
25 ROLLINS DUNES DRIVE
4 bd · 3.5 ba · 3,968 sqft · $421/sqft · 122 DOM
Sold · Oct ’25$969,000
71 ROLLINS DRIVE
3 bd · 3 ba · 3,264 sqft · $297/sqft · 405 DOM
Sold · Dec ’25$840,000
58 FLAGLER DRIVE
4 bd · 4 ba · 2,536 sqft · $331/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6645 N OCEAN SHORE BOULEVARD UNIT 5B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6645 N OCEAN SHORE BOULEVARD UNIT 5B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6645 N OCEAN SHORE BOULEVARD UNIT 5B FAQs
What would the monthly payment be for 6645 N OCEAN SHORE BOULEVARD UNIT 5B?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,556/mo — principal and interest, the actual property-tax bill, the $750/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6645 N OCEAN SHORE BOULEVARD UNIT 5B?+
The association fee works out to $750 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6645 N OCEAN SHORE BOULEVARD UNIT 5B?+
The most recent tax bill on record (2024) was $39,758. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6645 N OCEAN SHORE BOULEVARD UNIT 5B?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $3,350,000, this home is listed about 738% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6645 N OCEAN SHORE BOULEVARD UNIT 5B?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$3,350,000 runs 774% above the PALM COAST 32137 median — but at 4,036 sqft it's also nearly twice the size of the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $750/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
273 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BLUE OCEANS REALTY LLC · Jason Soares. MLS #FC313784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 6645 N OCEAN SHORE BOULEVARD UNIT 5B but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →