285 OSPREY LANDING LANE, ST AUGUSTINE, FL, 32095
Active275 days on marketListed Oct 21, 2025MLS #FC313548
About this home
285 OSPREY LANDING LANE
PRICE IMPROVEMENT! Don't miss this 2021 Built Clifton Model Home in Parkland Preserve World Golf Village 55+ active community. Freedom Homes offer low maintenance living in a gated neighborhood with a lifestyle director to give you both the community and lifestyle you deserve! The home features a single story floor plan of 1,799 square feet. It has two bedrooms, plus a flex room perfect for a home office or spare bedroom, covered lanai and a two-car garage. Open living area, spacious kitchen with a large center island, and granite kitchen counters. The large windows make this home come alive with natural light and the open floor plan is perfect for entertaining! The large main suite also has a large bathroom with dual vanity, and 2 oversized walk-in closets. Clubhouse/Amenity Center, Fitness Center, Outdoor Pool, Pickleball Courts, Parks & Natural Space, Demonstration Kitchen, Outdoor Patio, Multi-Purpose/Meeting Rooms. CDD Fee is included in the Taxes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,798
Sqft
0.14 ac
Lot size
2
Garage
2021
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,325 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,325/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.9%
Days on market
275 vs 39 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Slammer And The Square
Get to know St Augustine. See the full St Augustine guide →
The Slammer And The Square — neighborhood snapshot
Population
2,338
Median age
65
Median income
$15,412
Median home value
$385,277
Avg household
2
Households w/ children
183
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the ST AUGUSTINE 32095 median. See the full St Augustine market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 285 OSPREY LANDING LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 285 OSPREY LANDING LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
285 OSPREY LANDING LANE FAQs
What would the monthly payment be for 285 OSPREY LANDING LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,325/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 285 OSPREY LANDING LANE?+
The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 285 OSPREY LANDING LANE?+
The most recent tax bill on record (2023) was $7,180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 285 OSPREY LANDING LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $394,000, this home is listed about 10% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 285 OSPREY LANDING LANE?+
Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$394,000 runs 34% above the ST AUGUSTINE 32095 median.
02Time on market is leverage
275 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Tocoi Creek High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Tocoi Creek High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $422,900, now $394,000 — a $29K cut. The full history is in the market section below.
Listing courtesy of TRADEMARK REALTY GROUP LLC · Tammy Colpoys. MLS #FC313548.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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