
3580 S OCEANSHORE BOULEVARD UNIT 509, FLAGLER BEACH, FL, 32136
Active288 days on marketListed Oct 9, 2025MLS #FC313205
About this home
3580 S OCEANSHORE BOULEVARD UNIT 509
!!! OCEANFRONT INVESTMENT OPPORTUNITY!!! THIS CONDO HAS A FLAGLER BEACH SHORT TERM RENTAL LICENSE !!! DESIRABLE HIGHER FLOOR (5TH), 2 BEDROOM, 2 BATH, FURNISHED CORNER CONDO IN THE DESIRABLE NAUTILUS CONDOMINIUM. PANORAMIC OCEAN and INTRACOASTAL WATERWAY VIEWS FROM WRAPAROUND BALCONY. Enjoy dramatic sunrises and sunsets and just steps to the beach across the new private dunes walkover. This freshly painted condo, with new hot water heater, features newer updates including LVP flooring, upgraded baths including vanities and walk-in shower in the master and panel doors and hardware. Popcorn ceilings removed and freshly painted. This condo is being offered FURNISHED, except for personal items, and is move in ready! Building amenities include Oceanfront Pool and Deck with Grill and Firepit, Fitness Center and Tennis/Pickleball Court and community room. HOA Fee includes on site management and maintenance, water, sewer, trash pickup, pest control and building insurance. Secured and deeded underground parking and private 4x8x10 storage unit. Come and enjoy the unspoiled. beachside lifestyle as your home, vacation getaway and / or income producing rental property.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,358
Sqft
1982
Year built
Three Or More
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,911 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,911/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.8%
$/sqft vs Flagler Beach actives
$272 vs $315
Days on market
288 vs 68 typical
Where $272/sqft sits among the 125 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
61 of 125
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3580 S OCEANSHORE BOULEVARD UNIT 509
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$305,000
3580 S OCEAN SHORE BOULEVARD UNIT 502
2 bd · 2 ba · 1,358 sqft · $225/sqft · 117 DOM
Sold · May ’26$315,000
3600 S OCEAN SHORE BOULEVARD UNIT 212
2 bd · 2 ba · 1,331 sqft · $237/sqft · 189 DOM
Sold · Sep ’25$339,000
3511 S CENTRAL AVENUE
2 bd · 2.5 ba · 1,408 sqft · $241/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3580 S OCEANSHORE BOULEVARD UNIT 509 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3580 S OCEANSHORE BOULEVARD UNIT 509 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3580 S OCEANSHORE BOULEVARD UNIT 509 FAQs
What would the monthly payment be for 3580 S OCEANSHORE BOULEVARD UNIT 509?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,911/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3580 S OCEANSHORE BOULEVARD UNIT 509?+
The most recent tax bill on record (2024) was $4,983. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3580 S OCEANSHORE BOULEVARD UNIT 509?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $369,000, this home is listed about 37% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3580 S OCEANSHORE BOULEVARD UNIT 509?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$369,000 is 18% below the FLAGLER BEACH 32136 median of $449,945, and at $272/sqft it sits under the Flagler Beach average of $351.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
288 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · Vicki Rudomanski. MLS #FC313205.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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