9 MOUNT VERNON LANE, PALM COAST, FL, 32164
Active326 days on marketListed Sep 13, 2025MLS #FC312721
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Upcoming open houses
Sat, Aug 8
12:00 PM – 3:00 PM
HUGE PRICE IMPROVEMENT! Completely Remodeled Pool Home! Newer Roof, A/Cs, Water Heater. Exclusive Arlington Community @ Pine Lakes. First Floor Primary Suite. Private 1/2 Acre Lot
Sun, Aug 9
12:00 PM – 2:00 PM
HUGE PRICE IMPROVEMENT! Completely Remodeled Pool Home! Newer Roof, A/Cs, Water Heater. Exclusive Arlington Community @ Pine Lakes. First Floor Primary Suite. Private 1/2 Acre Lot
About this home
9 MOUNT VERNON LANE
*PRICE REDUCTION* Totally Remastered Pool Home on a Private ½-Acre Homesite in the Exclusive Arlington Community of Pine Lakes! NEW ROOF 2024 * NEW A/C 2024 * Welcome to this beautifully updated pool home offering the perfect blend of luxury, privacy, and space. Nestled on a professionally landscaped ½-acre lot for Privacy, this impressive residence features a highly desirable floor plan with THE PRIVATE PRIMARY SUITE ON THE FIRST FLOOR, with three additional bedrooms and an open loft are located upstairs, creating the perfect separation for family or guests. The spacious loft overlooks the soaring entryway and main living area, enhancing the home's open and airy design. Throughout the home, you'll find scraped ceilings with modern knockdown texture, elegant arched windows that flood the interior with natural light, and numerous quality upgrades. The remodeled kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, granite countertops, abundant cabinetry, and a sunny breakfast nook overlooking the beautifully landscaped backyard. Major improvements provide peace of mind and energy efficiency, including: Foam Insulation Throughout Air Scrubbers with Certified Space Technology installed in both air handlers for enhanced indoor air quality. Step outside to your own private resort. Two sets of sliding glass doors open to a Large 1,276 SQ FT Screened Pool Enclosure Patio, bringing Total Area Square Footage to 3,491 Sq Ft. Recently transformed with new pavers, an upgraded drainage system, a resurfaced pool, designer finishes, and updated lighting, this outdoor oasis offers exceptional space for relaxing or entertaining family and friends. Additional features include a 2-car garage with automatic opener and retractable screen, allowing you to comfortably enjoy the garage year-round. Located just minutes from Pine Lakes Golf Club, shopping, restaurants, schools, the Palm Coast Town Center, and the area's beautiful Atlantic beaches, this home offers both convenience and an exceptional lifestyle. Residents of the highly sought-after Arlington neighborhood enjoy underground utilities, sidewalks, decorative street lighting, and beautifully maintained tree-lined streets. Take an evening stroll through this quiet, pristine community and discover why Arlington is one of Pine Lakes' most desirable places to call home. This home is priced at $55,000 below certified appraised value. *** LEASE WITH AN OPTION TO BUY ***
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,215
Sqft
0.49 ac
Lot size
2
Garage
1996
Year built
Two
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,904 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,904/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.1%
$/sqft vs Palm Coast actives
$226 vs $222
Days on market
326 vs 52 typical
Where $226/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
182 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 9 MOUNT VERNON LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$355,000
38 MOUNT VERNON LANE · same community
4 bd · 2 ba · 2,710 sqft · $131/sqft · 194 DOM
Sold · Mar ’26$450,000
65 MOUNT VERNON LANE · same community
5 bd · 3 ba · 2,829 sqft · $159/sqft · 1 DOM
Sold · Apr ’26$385,000
57 RENSHAW DRIVE
4 bd · 2 ba · 2,235 sqft · $172/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9 MOUNT VERNON LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9 MOUNT VERNON LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9 MOUNT VERNON LANE FAQs
What would the monthly payment be for 9 MOUNT VERNON LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,904/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9 MOUNT VERNON LANE?+
The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9 MOUNT VERNON LANE?+
The most recent tax bill on record (2024) was $5,309. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9 MOUNT VERNON LANE?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $499,900, this home is listed about 25% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9 MOUNT VERNON LANE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,900 runs 46% above the PALM COAST 32164 median — but at 2,215 sqft it's also 17% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
326 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $585,000, now $499,900 — a $85K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Bernard Short. MLS #FC312721.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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