200 OCEAN CREST DRIVE UNIT 813, PALM COAST, FL, 32137
Active385 days on marketListed Jul 10, 2025MLS #FC311098
About this home
200 OCEAN CREST DRIVE UNIT 813
A rare opportunity awaits with a COMPLIMENTARY TRANSFER of the Hammock Beach Club membership — a $15,000 VALUE — included with the purchase. Perched on the 8th floor, this sun-filled corner residence offers 1,818 square feet of refined oceanfront living with sweeping views and exceptional privacy. The thoughtfully designed layout includes three generously sized bedrooms, each with its own ensuite bath, creating an ideal balance of comfort and sophistication. Expansive windows and sliders flood the home with natural light, while two private balconies — including balconies off both the primary and guest suites — deliver uninterrupted panoramic ocean views from this quiet corner location. The kitchen is both functional and stylish, featuring granite countertops and stainless-steel appliances, and is conveniently positioned next to a dedicated in-unit laundry room with additional storage. Recent improvements include all-new impact windows and sliding glass doors, a new roof, and a 2018 HVAC system, ensuring peace of mind. The entire interior, including doors and molding, was freshly repainted in September 2025, making the residence truly move-in ready. The included Hammock Beach Club membership provides access to a resort-style lifestyle highlighted by the 90,000 sq. ft. Fantasy Pool Complex with lazy river and waterslide, a state-of-the-art fitness center, and a luxurious spa and wellness facility. Residents enjoy six distinctive dining options, from relaxed coastal fare to fresh, locally inspired cuisine. Golf enthusiasts will appreciate access to two championship courses — the Jack Nicklaus-designed Ocean Course and the Tom Watson-designed Conservatory Course. This exceptional offering seamlessly blends elegant oceanfront living with world-class amenities. Schedule your private tour today and experience this remarkable coastal retreat firsthand.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,818
Sqft
3.6 ac
Lot size
2
Garage
2003
Year built
One
Levels
$522
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,516 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,516/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.6%
$/sqft vs Palm Coast actives
$522 vs $218
Days on market
385 vs 47 typical
Where $522/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
171 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 147% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 813
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$350,000
15 OCEAN CREST WAY UNIT 1315 · same community
3 bd · 2 ba · 1,696 sqft · $206/sqft · 5 DOM
Sold · Mar ’26$1,319,000
200 OCEAN CREST DRIVE UNIT 610 · same community
4 bd · 3 ba · 2,179 sqft · $605/sqft · 332 DOM
Sold · Dec ’25$288,000
200 OCEAN CREST DRIVE UNIT 726 · same community
1 bd · 1 ba · 678 sqft · $425/sqft · 174 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 813 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 813 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
200 OCEAN CREST DRIVE UNIT 813 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 813?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,516/mo — principal and interest, the actual property-tax bill, the $82/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 200 OCEAN CREST DRIVE UNIT 813?+
The association fee works out to $82 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 813?+
The most recent tax bill on record (2024) was $9,564. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 813?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $949,000, this home is listed about 140% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 813?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$949,000 runs 147% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
385 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $975,000, now $949,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Karla Goodman. MLS #FC311098.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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