David Ramirez
$5,495,0006 bd7 ba6,623 sqft$830 /sqft$32,939 /mo all-in ↓

29 OCEAN RIDGE BOULEVARD S, PALM COAST, FL, 32137

Active388 days on marketListed Jul 7, 2025MLS #FC310899

New constructionWaterfrontPrivate poolSingle Family ResidenceOCEAN HAMMOCK

About this home

29 OCEAN RIDGE BOULEVARD S

Under Construction. "WHERE SUCCESS MEETS THE SEA" Welcome to a truly exceptional oceanfront estate, "The Sea Turtle House". Currently under construction with an estimated completion date of December 2026. An "OCEANFRONT SANCTUARY" nestled within the elite gated community of Ocean Hammock. 6 bedrooms, 6 full bathrooms and 2 half baths. This remarkable residence offers spectacular VIEWS OF THE ATLANTIC OCEAN and pristine beaches, seamlessly merging luxury with tranquility. AMAZING SUNSETS AS WELL! In your new dream home you'll enjoy sunset views from the upper floors on the front of the house, in addition to jaw-dropping OCEAN VIEWS to the east. Experience serene mornings with breathtaking Atlantic sunrises and unwind with picturesque sunsets in this uniquely coastal community. Encompassing over 6,623 square feet of artfully designed living space, the home is a testament to exceptional craftsmanship and refined architectural elegance. The main living space is expertly crafted to showcase panoramic ocean vistas, providing a peaceful and picturesque backdrop for relaxation and entertaining. An elevator ensures effortless access to all levels, while a community beach walkover allows for direct beach enjoyment. The outdoor retreat features a Lavish 13ft X 24ft "Saltwater Super Pool" with spa/hot tub and complete summer kitchen. A full bathroom accessible from the pool area enhances the outdoor living experience. The dedicated home theater is prewired for 15 speakers with sound isolation for superior acoustics. Additional practical features include 2 laundry rooms, one is located on the 3rd floor by all the bedrooms,the other laundry room is on the 1st floor for pool and beach towels, plus a full pet washing station, further enhancing the home's functionality. Every detail of this exquisite oceanfront sanctuary has been thoughtfully crafted to provide an unparalleled living experience. Whether basking in the private pool/ hot tub, entertaining in the outdoor space this home is exquisite! The community boasts one of "Florida's Top Oceanfront Golf Courses". A Jack Nicklaus Signature Designed Oceanfront Course winds along six holes overlooking the Atlantic Ocean-the most in Florida. The course's final four holes, nicknamed "The Bear Claw" by Jack Nicklaus himself. gives every golfer a totally unique experience. The "Fantasy Pool Complex" at the Hammock Beach Golf Resort & Spa features a lazy river overlooking the Atlantic Ocean. As a resident, you'll enjoy membership opportunities at one of Florida's most desirable oceanfront clubs featuring 2 championship golf courses, resort style pool, oceanfront dining, tennis courts, fitness facility and many other social experiences for friends and family. Wake up each day to the sound of rolling waves and walk the pristine beach just outside your door. This is way more than a home-it's a destination, a sanctuary and a legacy property designed to be enjoyed and cherished for generations. LUXURY, PRIVACY & EXCLUSIVITY. Oceanfront Living at its Finest. Designed for those who have worked hard and now desire the rewards of an extraordinary lifestyle. ***Some features are optional***Select photographs have been virtually staged and/or digitally enhanced for illustrative purposes.**

Facts & features

The home at a glance

6

Bedrooms

7

Bathrooms

6,623

Sqft

0.26 ac

Lot size

4

Garage

2026

Year built

Three Or More

Levels

$830

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile · Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Electric Water Heater · Microwave · Range Hood · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Elevator · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationStem Wall
ViewWater
FacesWest
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Shower · Private Mailbox · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$192/mo
Taxes (2024)$10,503/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$32,939 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$29,651
PMI (est., until 20% equity)$2,061
Property tax — 2024 actual bill$875
HOA fee — from the listing$192
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $549,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $549,500
Interest rate6.00%
Loan term

Estimated payment

$32,939/mo

Principal & interest$29,651
PMI (est., until 20% equity)$2,061
Property taxes (actual bill)$875
HOA / condo fee$192
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs OCEAN HAMMOCK

$830 vs $439

Days on market

388 vs 47 typical

Where $830/sqft sits among the 28 homes for sale in OCEAN HAMMOCK

9
11
4
1
2
1 · this home
$309–396$396–483$483–569$569–656$656–743$743+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 29 OCEAN RIDGE BOULEVARD S

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

14 of 28

OCEAN HAMMOCK have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1328% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 7, 2025Listed at $5,495,000 · 388 days on market since
2026Built · OCEAN HAMMOCK

Reality check

What actually sold near 29 OCEAN RIDGE BOULEVARD S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

333 OCEAN CREST DRIVESold · Sep ’25

$2,500,000

333 OCEAN CREST DRIVE · same community

6 bd · 8.5 ba · 5,902 sqft · $424/sqft · 162 DOM

34 HAMMOCK BEACH CIRCLE SSold · Jul ’26

$3,200,000

34 HAMMOCK BEACH CIRCLE S · same community

6 bd · 5 ba · 5,324 sqft · $601/sqft · 245 DOM

9 NORTHSHORE DRIVESold · Jun ’26

$1,700,000

9 NORTHSHORE DRIVE · same community

5 bd · 5 ba · 4,906 sqft · $347/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 29 OCEAN RIDGE BOULEVARD S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 29 OCEAN RIDGE BOULEVARD S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

29 OCEAN RIDGE BOULEVARD S FAQs

What would the monthly payment be for 29 OCEAN RIDGE BOULEVARD S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $32,939/mo — principal and interest, the actual property-tax bill, the $192/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 29 OCEAN RIDGE BOULEVARD S?+

The association fee works out to $192 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 29 OCEAN RIDGE BOULEVARD S?+

The most recent tax bill on record (2024) was $10,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 29 OCEAN RIDGE BOULEVARD S?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $5,495,000, this home is listed about 1291% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 29 OCEAN RIDGE BOULEVARD S?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$5,495,000 runs 1328% above the PALM COAST 32137 median — but at 6,623 sqft it's also nearly 4 times the size of the typical Palm Coast listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

388 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER (HAMMOCK) · Jennifer Jewels. MLS #FC310899.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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