David Ramirez
$90,000$105,000$819 /mo all-in ↓

32 EGAN DRIVE, PALM COAST, FL, 32164

Active395 days on marketListed Jun 21, 2025MLS #FC310704

Priced 74% below the PALM COAST 32164 medianReduced $15KPALM COAST/EASTHAMPTON SEC 34

About this home

32 EGAN DRIVE

Located in the highly desirable Cypress Knoll neighborhood, this vacant lot offers an excellent opportunity to build your custom single-family home. Nestled in a well-established residential area known for its quiet streets and proximity to local amenities, this property provides a peaceful setting while still being conveniently close to shopping, schools, parks, and golf. Whether you're planning your forever home or a future investment, this lot presents a solid foundation in a sought-after community.

Facts & features

The home at a glance

0.23 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$1,072/yr

Utilities & systems

UtilitiesSewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$819 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$530
FHA mortgage insurance (est.)$40
Property tax — 2024 actual bill$89
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,150
Interest rate6.00%
Loan term

Estimated payment

$819/mo

Principal & interest$530
FHA mortgage insurance (est.)$40
Property taxes (actual bill)$89
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Cypress Knoll

Map of 32 EGAN DRIVE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Cypress Knoll — neighborhood snapshot

Population

3,641

Median age

57

Median income

$57,009

Median home value

$360,266

Avg household

2

Households w/ children

277

For the school run

Flagler County School District

ElementaryBunnell Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% below the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $90,000 $15K
Jun 21, 2025Listed at $105,000 · 395 days on market since

Reality check

What actually sold near 32 EGAN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

81 EGRET TRAILSold · Dec ’25

$400,000

81 EGRET TRAIL · same community

3 bd · 2 ba · 1,540 sqft · $260/sqft · 36 DOM

4 EVANSTON LANESold · Mar ’26

$310,000

4 EVANSTON LANE · same community

3 bd · 2 ba · 1,632 sqft · $190/sqft · 16 DOM

4 EASTMOOR LANESold · Apr ’26

$368,000

4 EASTMOOR LANE · same community

3 bd · 2 ba · 1,785 sqft · $206/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 32 EGAN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 32 EGAN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

32 EGAN DRIVE FAQs

What would the monthly payment be for 32 EGAN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $819/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 32 EGAN DRIVE?+

The most recent tax bill on record (2024) was $1,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $90,000, this home is listed about 77% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 32 EGAN DRIVE?+

Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM COAST 32164 market on paper

$90,000 is 74% below the PALM COAST 32164 median of $339,990.

02Time on market is leverage

395 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $105,000, now $90,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of REALTY EXCHANGE, LLC · Brittany Licari. MLS #FC310704.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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