438 HUNTINGTON SHORTCUT ROAD, POMONA PARK, FL, 32181
Active411 days on marketListed Jun 25, 2025MLS #FC310072
About this home
438 HUNTINGTON SHORTCUT ROAD
Owner Financing Available - Welcome to the serene beauty of Florida! Lot just shy of 1/4 acre is nestled in a picturesque location, offering a tranquil retreat for those seeking a peaceful lifestyle. Situated next to a shimmering lake, this property offers breathtaking views and the soothing sounds of nature. The allure of this lot is enhanced by its prime location in a charming area. The community exudes a warm and welcoming atmosphere, creating a sense of belonging and a true feeling of home. Whether you're looking for a serene place to retire or a peaceful escape from bustling city life, or an affordable place to build a home, this location provides the perfect backdrop. One of the most enticing features of this property is the availability of community public drinking water. You can enjoy the convenience of a reliable water supply without the hassle of installing a private well. Design and build your dream home, surrounded by the lush greenery and natural beauty that Florida has to offer. Imagine waking up to the gentle breeze off the lake, strolling through your expansive yard, or simply enjoying the serene ambiance from your own private oasis. Beyond the tranquility and natural beauty, this location also offers a range of recreational opportunities. Explore the nearby lake for fishing, boating, hiking or simply unwinding. Putnam County is known for its abundant “outdoors” activities and yet only about 90 minutes from the famous Orlando attractions, allowing you to embrace the Florida lifestyle to the fullest. Start envisioning your dream home and a life filled with serenity in this idyllic Florida setting. Owner will consider financing. All information is believed to be accurate, however, all information and suitability to be verified by purchaser - no warranties made or implied. Lot is approximately 50' x 200'. Water connected, meter in place. 50% septic deposit on a 3-bedroom home tank has been made. Certified survey included. Adjacent lot is also available, same owner, same price. Call for details.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$336 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$336/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Pomona Park
Get to know Pomona Park. See the full Pomona Park guide →
POMONA PARK 32181 — neighborhood snapshot
Population
2,512
Median age
36.3
Median income
$45,147
Median home value
$101,900
Avg household
2.63
Households w/ children
273
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pomona Park market
$143K → $415K
Pomona Park median sold, yr/yr
102.1%
Sale-to-list ratio (12 mo)
Median sold price, Pomona Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the POMONA PARK 32181 median. See the full Pomona Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 438 HUNTINGTON SHORTCUT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$160,000
246 SPEC LANE
2 bd · 2 ba · 1,012 sqft · $158/sqft · 0 DOM
Sold · Aug ’25$125,200
461 LAKE COMO DRIVE
3 bd · 2 ba · 1,080 sqft · $116/sqft · 9 DOM
Sold · Sep ’25$220,001
113 BENT OAK DRIVE
2 bd · 1 ba · 1,332 sqft · $165/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 438 HUNTINGTON SHORTCUT ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 438 HUNTINGTON SHORTCUT ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
438 HUNTINGTON SHORTCUT ROAD FAQs
What would the monthly payment be for 438 HUNTINGTON SHORTCUT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $336/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 438 HUNTINGTON SHORTCUT ROAD?+
The most recent tax bill on record (2024) was $57. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Pomona Park?+
At $27,000, this home is listed about 90% below the Pomona Park median of $258,950. The market section on this page shows how the area is trending.
Which schools are assigned to 438 HUNTINGTON SHORTCUT ROAD?+
Crescent City Junior-Senior High School (high), Middleton-Burney Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PALM WAVE REALTY · John Horan. MLS #FC310072.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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