David Ramirez
Pending
$189,999$239,0002 bd2 ba1,056 sqft$180 /sqft$1,653 /mo all-in ↓

151 LOOKOUT DRIVE, FLAGLER BEACH, FL, 32136

Pending433 days on marketListed May 13, 2025MLS #FC309555

Priced 58% below the FLAGLER BEACH 32136 medianReduced $49KPrivate poolModular HomeSURFSIDE ESTATES

About this home

151 LOOKOUT DRIVE

Surfside Estates in Beverly Beach, Florida, is a charming 55+ resident-owned community nestled between the Atlantic Ocean and the Intracoastal Waterway. This coastal enclave offers a blend of serene living and vibrant community engagement, making it an ideal choice for those seeking a relaxed yet active lifestyle.The community comprises low-maintenance manufactured homes. As a resident-owned cooperative, homeowners have a stake in the community, eliminating lot rent Community atmosphere known for its friendly and welcoming environment, Surfside Estates fosters a sense of camaraderie among residents, with neighbors often becoming close friends. Surfside Estates offers a range of amenities designed to enhance the quality of life for its residents. The clubhouse is a central hub for social activities, the clubhouse features pool tables, a large-screen TV for communal viewing, a spacious kitchen, and a dance floor. The clubhouse's rooftop deck provides panoramic views of the ocean and Intracoastal Waterway, serving as a perfect spot for relaxation and social gatherings. An outdoor saltwater pool offers a refreshing escape and a place for residents to socialize and stay active. Residents can enjoy a serene waterfront park, ideal for leisurely walks and appreciating the natural beauty of the area. The community welcomes pets, allowing residents to enjoy the companionship of their furry friends. Great Retirement Spot.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,056

Sqft

0.08 ac

Lot size

1982

Year built

One

Levels

$180

Per sqft

Private pool55+ community

Inside

FlooringLaminate · Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Solid Surface Counters · Walk-In Closet(s)
LaundryOther
CoolingCentral Air · Humidity Control
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionMetal Siding · Vinyl Siding
FoundationCrawlspace
FacesSouth
ExteriorPrivate Mailbox · Storage

Community & fees

HOA fee$220/mo
Taxes (2024)$849/yr
PetsBreed Restrictions, Number Limit

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,653 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,119
FHA mortgage insurance (est.)$84
Property tax — 2024 actual bill$71
HOA fee — from the listing$220
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,650Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,650
Interest rate6.00%
Loan term

Estimated payment

$1,653/mo

Principal & interest$1,119
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$71
HOA / condo fee$220
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Flagler Beach actives

$180 vs $315

Days on market

433 vs 68 typical

Where $180/sqft sits among the 129 Flagler Beach actives

40 · this home
29
19
13
16
12
$179–253$253–327$327–401$401–476$476–550$550+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 151 LOOKOUT DRIVE

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

60 of 129

Flagler Beach actives have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $189,999 $49K
May 13, 2025Listed at $239,000 · 433 days on market since
1982Built · SURFSIDE ESTATES

Reality check

What actually sold near 151 LOOKOUT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1345 CREVALLE AVENUESold · Apr ’26

$417,000

1345 CREVALLE AVENUE · same community

4 bd · 2 ba · 1,742 sqft · $239/sqft · 45 DOM

1480 W RIVIERA DRIVESold · Dec ’25

$735,000

1480 W RIVIERA DRIVE · same community

3 bd · 3 ba · 2,789 sqft · $264/sqft · 11 DOM

207 MONITOR DRIVESold · Feb ’26

$220,000

207 MONITOR DRIVE

2 bd · 2 ba · 1,080 sqft · $204/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 151 LOOKOUT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 151 LOOKOUT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

151 LOOKOUT DRIVE FAQs

What would the monthly payment be for 151 LOOKOUT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,653/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 151 LOOKOUT DRIVE?+

The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 151 LOOKOUT DRIVE?+

The most recent tax bill on record (2024) was $849. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 151 LOOKOUT DRIVE?+

The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Flagler Beach?+

At $189,999, this home is listed about 67% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 151 LOOKOUT DRIVE?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the FLAGLER BEACH 32136 market on paper

$189,999 is 58% below the FLAGLER BEACH 32136 median of $449,000, and at $180/sqft it sits under the Flagler Beach average of $351.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

433 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $239,000, now $189,999 — a $49K cut. The full history is in the market section below.

Listing courtesy of LOKATION · Darejan Cavallo. MLS #FC309555.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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