21779 NE 115TH AVENUE, EARLETON, FL, 32631
Active439 days on marketListed May 9, 2025MLS #FC309360
About this home
21779 NE 115TH AVENUE
One of the Last few vacant Lakefront lots on Big Lake Santa Fe, with over 240 feet of water frontage This Almost 2 acre lot is nestled under Magestic trees in the Upscale beighborhood of the Cove of Lake Santa Fe. Plenty of room for your beautiful home and all your toys. Watch the Sunrise over the water from your backyard or future dock. Lake Santa Fe is a 5,850-acre (2,370 ha) lake that is fed by the Floridan Aquifer. It is the third most stable lake studied in Florida, as well as one of the clearest. It is designated by the State of Florida as an Outstanding Florida Water. There is excellent fishing for Shad, Largemouth Bash and Sunshine Bass. Community dock just 2 doors down, Only 16 miles from Downtown Gainesville makes this perfect for everyday or a weekend getaway on the Lake.
Facts & features
The home at a glance
1.84 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,862 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,862/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Earleton
Get to know Earleton. See the full Earleton guide →
EARLETON 32631 — neighborhood snapshot
Population
282
Median age
58.8
Median home value
$209,300
Avg household
2.04
Households w/ children
18%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Earleton market
$400K → $234K
Earleton median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Earleton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% above the EARLETON 32631 median. See the full Earleton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21779 NE 115TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21779 NE 115TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21779 NE 115TH AVENUE FAQs
What would the monthly payment be for 21779 NE 115TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,862/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21779 NE 115TH AVENUE?+
The most recent tax bill on record (2024) was $4,485. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Earleton?+
At $750,000, this home is listed about 76% above the Earleton median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 21779 NE 115TH AVENUE?+
Chester Shell Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$750,000 runs 76% above the EARLETON 32631 median.
02Time on market is leverage
439 days on market against a Earleton median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $800,000, now $750,000 — a $50K cut. The full history is in the market section below.
Listing courtesy of JOHNSTON PROP. AND R.E. LLC · Kay Johnston. MLS #FC309360.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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