356 OCEAN CREST DRIVE, PALM COAST, FL, 32137
Active464 days on marketListed Apr 15, 2025MLS #FC308986
About this home
356 OCEAN CREST DRIVE
Discover the pinnacle of coastal living at 356 Ocean Crest Drive, a premier homesite nestled in the exclusive Northshore Estates community of Palm Coast. Perfectly positioned just off the 18th green of the world-renowned Jack Nicklaus-designed golf course, this rare vacant lot offers sweeping ocean and golf course views—a true gem along Florida’s scenic coastline. Located just steps from a convenient beach walkover, you’ll enjoy easy access to the sand and surf, with sunrise views in the back and glowing sunsets from the front. This exceptional lot provides an unmatched canvas to build your dream home in one of the area's most sought-after communities. With only a handful of ocean-view lots remaining on Ocean Crest Drive, opportunities like this are quickly disappearing. Whether you're envisioning a serene full-time residence or a luxurious vacation retreat, this property offers the ultimate blend of natural beauty, privacy, and resort-style living. Enhance your lifestyle with an optional Hammock Beach Resort membership, offering exclusive access to championship golf, resort pools, oceanfront dining, fitness facilities, a world-class spa, and more. 356 Ocean Crest Drive is more than just a homesite—it’s a rare opportunity to create your own slice of paradise in the heart of Florida’s Coast.
Facts & features
The home at a glance
0.16 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,422 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,422/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 229% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 356 OCEAN CREST DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 356 OCEAN CREST DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
356 OCEAN CREST DRIVE FAQs
What would the monthly payment be for 356 OCEAN CREST DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,422/mo — principal and interest, the actual property-tax bill, the $189/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 356 OCEAN CREST DRIVE?+
The association fee works out to $189 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 356 OCEAN CREST DRIVE?+
The most recent tax bill on record (2024) was $10,314. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 356 OCEAN CREST DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,250,000, this home is listed about 216% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 356 OCEAN CREST DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,250,000 runs 229% above the PALM COAST 32137 median.
02Golf Course & Water views
The golf course and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
464 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,850,000, now $1,250,000 — a $600K cut. The full history is in the market section below.
Listing courtesy of TAKE ACTION PROPERTIES, LLC · Mari Parks. MLS #FC308986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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