204 VIRGINIA AVENUE, STEINHATCHEE, FL, 32359
Active548 days on marketListed Jan 22, 2025MLS #FC306722
About this home
204 VIRGINIA AVENUE
TWO PROPERTIES FOR THE PRICE OF ONE!!!!!! FUlly furnished house and additional lot next door to build another rental, full time residence or a great side yard. Never has flooded nor come close to it. Nestled in the heart of the highly sought-after Steinhatchee Landing Resort, this 4-bedroom, 3.5-bath vacation home is offered fully furnished and turnkey, ready to rent or for your family to enjoy. Every year on average the property makes approximately 50k of rental income while still using it themselves to scallop/fish. The thoughtfully designed open floor plan features hardwood floors, an expansive kitchen with stainless steel appliances, and granite countertops, creating the perfect space for entertaining and cooking up your fresh catch of the day. Amenities within the Landing include a pool, gym, sauna, hot tub, playground, tennis/basketball/volleyball courts and dog park. Families fall in love with the petting zoo and collecting fresh eggs from the hen house each morning. Keep your boat in any of the shared wet slips and enjoy the ease of cleaning your fresh catch down by the river at the fish/scallop cleaning station. Don’t miss the chance to own this exceptional property in one of Steinhatchee’s most sought-after communities. The lot next door is available for purchase as well. Owner is a licensed FL Realtor.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,729
Sqft
0.19 ac
Lot size
2008
Year built
Two
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,479 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,479/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Steinhatchee actives
$220 vs $248
Days on market
548 vs 143 typical
Where $220/sqft sits among the 6 Steinhatchee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Steinhatchee
Get to know Steinhatchee. See the full Steinhatchee guide →
STEINHATCHEE 32359 — neighborhood snapshot
Population
1,406
Median age
58.5
Median income
$51,250
Median home value
$141,900
Avg household
2.24
Households w/ children
97%
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Steinhatchee market
$105K → $235K
Steinhatchee median sold, yr/yr
86.8%
Sale-to-list ratio (12 mo)
3 of 6
Steinhatchee actives have cut their price
Median sold price, Steinhatchee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 276% above the STEINHATCHEE 32359 median. See the full Steinhatchee market guide →
Paper trail
This home's history
Reality check
What actually sold near 204 VIRGINIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$510,000
501 DUNCAN LANE NE
3 bd · 3 ba · 2,323 sqft · $220/sqft · 173 DOM
Sold · Apr ’26$325,000
1175 SW 248TH AVENUE
3 bd · 2 ba · 1,800 sqft · $181/sqft · 208 DOM
Sold · Apr ’26$86,000
8 13TH STREET SE
4 bd · 2 ba · 1,488 sqft · $58/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 204 VIRGINIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 204 VIRGINIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
204 VIRGINIA AVENUE FAQs
What would the monthly payment be for 204 VIRGINIA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,479/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 204 VIRGINIA AVENUE?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 204 VIRGINIA AVENUE?+
The most recent tax bill on record (2024) was $7,879. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 204 VIRGINIA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Steinhatchee?+
At $599,900, this home is listed about 55% above the Steinhatchee median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 204 VIRGINIA AVENUE?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$599,900 runs 276% above the STEINHATCHEE 32359 median — but at 2,729 sqft it's also 64% larger than the typical Steinhatchee listing.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
548 days on market against a Steinhatchee median of 143 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLAGLER REALTY PROFESSIONALS LLC · Michael Hansen. MLS #FC306722.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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