258 HARBOR VILLAGE POINT N, PALM COAST, FL, 32137
Active600 days on marketListed Dec 13, 2024MLS #FC305430
About this home
258 HARBOR VILLAGE POINT N
YOUR DREAM FLORIDA LIFESTYLE AWAITS! Discover your opportunity to build in Yacht Harbor Village, one of Palm Coast’s most exclusive gated Intracoastal Waterway communities. Your dream home is ready to take shape in this 76 acre Intracoastal community, on this prime saltwater canal Lot. With no time frame to build, you can design your ideal home using one of the preferred custom builders. Having your boat just steps away in your backyard, with direct access to the Intracoastal Waterway means effortless days on the water. And the HOA fee covers lot maintenance so you can spend time on the boat instead of doing yard work! Enjoy those relaxing evenings watching spectacular west-facing sunsets from your patio, surrounded by serene canal views. Surrounded by upscale single-family properties and refined coastal architecture, this is truly a boater’s paradise where privacy, luxury, and waterfront living come together. An approved home plan is available to help bring your vision to life. Experience the natural beauty and wonderful facilities at Yacht Harbor Village: pool/spa with ICW views, tennis, fitness center, business center, and a clubhouse. The Hammock Beach Marina, located inside this private community, has 209 marina slips from 30' to well over 100' and is located at MM 803 on the ICW. For those seeking an elevated lifestyle, an optional Membership at the Hammock Beach Resort opens the door to incredible amenities: a fantasy pool complex, tennis/pickleball courts, gym, fitness classes, spa, salon, shopping and several dining options. Live the life you've always dreamed of, combining relaxation, recreation, and luxury. 258 Harbor Village Point North is your gateway to Palm Coast. Don't wait -- claim your piece of coastal calm today!
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,709 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,709/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 258 HARBOR VILLAGE POINT N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$400,000
102 YACHT HARBOR DRIVE UNIT 566 · same community
2 bd · 2 ba · 1,351 sqft · $296/sqft · 48 DOM
Sold · Aug ’26$325,000
102 YACHT HARBOR DRIVE UNIT 278 · same community
2 bd · 2 ba · 1,351 sqft · $241/sqft · 209 DOM
Sold · Nov ’25$399,000
102 YACHT HARBOR DRIVE UNIT 465 · same community
2 bd · 2 ba · 1,570 sqft · $254/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 258 HARBOR VILLAGE POINT N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 258 HARBOR VILLAGE POINT N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
258 HARBOR VILLAGE POINT N FAQs
What would the monthly payment be for 258 HARBOR VILLAGE POINT N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,709/mo — principal and interest, the actual property-tax bill, the $201/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 258 HARBOR VILLAGE POINT N?+
The association fee works out to $201 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 258 HARBOR VILLAGE POINT N?+
The most recent tax bill on record (2024) was $2,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 258 HARBOR VILLAGE POINT N?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $184,900, this home is listed about 54% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 258 HARBOR VILLAGE POINT N?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM COAST 32137 market on paper
$184,900 is 52% below the PALM COAST 32137 median of $382,350.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
600 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $209,000, now $184,900 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · Cheryl Burcham Myers. MLS #FC305430.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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