David Ramirez
$499,000$519,000$3,773 /mo all-in ↓

1951 N OCEAN SHORE BLVD, FLAGLER BEACH, FL, 32136

Active643 days on marketListed Oct 22, 2024MLS #FC304648

Reduced $20KWaterfrontSUNRISE BEACH SUB

About this home

1951 N OCEAN SHORE BLVD

OCEANFRONT LIVING WITH PRIVATE BEACHFRONT LOT! Build your dream home on one of the last remaining 50X110 lots in Flagler Beach with littoral lot right on the Ocean. Early sunrise and evening sunsets views are spectacular here, for the best of both worlds. This lot is in a NO flood X zone! Flagler Beach is a great place to take lovely neighborhood walks through town. Whether you are walking the beach, riding a bike, or cruising in your golf cart, you will enjoy our towns beachside lifestyle. Your location is close to the center of town, as easy bike or golf cart ride away from dozens or unique eateries and shops. Flagler Beach also has many parks and trails for outdoor recreation, with the Intracoastal Waterway offering stellar boating and fishing opportunities. Flagler Beach is scenic 30-minute drive north to historic St. Augustine through the Hammock Dunes and Matanzas Inlet areas. World-famous Daytona Beach is just 30 minutes south. Orlando and Jacksonville are just an hour away, with I-95 a short 3 miles away - the shortest distance in Florida to a beach. Come visit, take a tour and find out why the locals love Flagler Beach, by becoming one yourself! This rare opportunity for both Ocean sunrise and Intracoastal Waterway sunset views will go fast. Make it yours.

Facts & features

The home at a glance

0.13 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2023)$5,452/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sewer Available · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,773 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2023 actual bill$454
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,773/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$454
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Flagler Beach

Map of 1951 N OCEAN SHORE BLVD

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,000 $20K
Oct 22, 2024Listed at $519,000 · 643 days on market since

Reality check

What actually sold near 1951 N OCEAN SHORE BLVD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

301 S CENTRAL AVENUE UNIT 5Sold · Jul ’25

$275,000

301 S CENTRAL AVENUE UNIT 5

1 bd · 1 ba · 455 sqft · $604/sqft · 156 DOM

159 LEHIGH AVENUESold · Feb ’26

$499,000

159 LEHIGH AVENUE

2 bd · 2 ba · 792 sqft · $630/sqft · 7 DOM

38 VILLAGE DRIVESold · May ’26

$180,000

38 VILLAGE DRIVE

1 bd · 1.5 ba · 945 sqft · $190/sqft · 153 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1951 N OCEAN SHORE BLVD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1951 N OCEAN SHORE BLVD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1951 N OCEAN SHORE BLVD FAQs

What would the monthly payment be for 1951 N OCEAN SHORE BLVD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,773/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1951 N OCEAN SHORE BLVD?+

The most recent tax bill on record (2023) was $5,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Flagler Beach?+

At $499,000, this home is listed about 14% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1951 N OCEAN SHORE BLVD?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$499,000 runs 13% above the FLAGLER BEACH 32136 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

643 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $519,000, now $499,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of PALM WAVE REALTY · John Horan. MLS #FC304648.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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