
16 CEDARWOOD COURT, PALM COAST, FL, 32137
Active687 days on marketListed Sep 19, 2024MLS #FC304017
About this home
16 CEDARWOOD COURT
Short term rental! Come experience the splendor of Florida’s Atlantic Coast in a beach house that’s like your own private resort. At Sunset Bay, there’s room for 10 in 4 private bedrooms 3 Bathrooms, so bring the youth or meet up with another family to make vacation memories together! Sunset Bay is a bright and beautiful picturesque home located right in the heart of Palm Coast. Come view the sunset right from the dock! Bring your boat, or kayaks for a fun filled adventure right on the water. The heated pool is located in a large lanai with a large poolside patio and outside dining area. So wherever it is that you wish to spend your time, almost every room has a view. The living room and family room have comfortable sofa couch and all the rooms have smart TV'S for your entertainment. The home is equipped with WiFi so bring all the electronic devices and stay in touch with family and friends from the comfort of your home! The kitchen is fully stocked with everything you need to make the perfect meal. From appliances, cookware, to tableware, there is everything you need to entertain friends and family while you watch the boats pass through the waterway. The master bedroom is equipped with a King Size Bed and Smart TV as well as a private bathroom which features a beautiful roman tub and walk in shower for the most private and luxurious experience. You also have your own private access through the wall to floor sliding doors that lead to the pool and canal waterway. Guest bedrooms 2 and 3 both have queen sized beds and smart TVs as well. Guest bedroom 3 has a private exit to the outside of the home. Guest bedroom 4 features 2- twin size bunk beds that sleep 4, as well as a private bathroom and dresser for additional storage. Swim all year round in the gorgeous heated in-ground pool overlooking the canal area. 2 car attached garage has enough storage for you to bring all your toys for your joy rides around the neighborhood. Great location, within minutes to the all the shopping and dining. Around the corner from European Village with a bunch of shops, bars, and restaurants as well as nightly entertainment events and Sunday organic produce market. Beach is only 5 min away by car. Palm Harbor Golf course is a public course which you can play an amazing game of Golf all year around. Walking, biking and hiking trails are all within easy bike or walk. Come to enjoy your vacation in this beautiful home!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,360
Sqft
0.2 ac
Lot size
2
Garage
1994
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$203 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$203/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PALM HARBOR
$3 vs $241
Days on market
687 vs 50 typical
Where $3/sqft sits among the 25 homes for sale in PALM HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
13 of 25
PALM HARBOR have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 16 CEDARWOOD COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$695,000
6 CLEARVIEW COURT S · same community
3 bd · 3 ba · 2,369 sqft · $293/sqft · 11 DOM
Sold · Jul ’26$480,000
74 FORTRESS PLACE · same community
4 bd · 3 ba · 2,338 sqft · $205/sqft · 2 DOM
Sold · Aug ’25$665,000
40 CLOVERDALE COURT N · same community
3 bd · 2 ba · 2,384 sqft · $279/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16 CEDARWOOD COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16 CEDARWOOD COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16 CEDARWOOD COURT FAQs
What would the monthly payment be for 16 CEDARWOOD COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $203/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 16 CEDARWOOD COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $6,000, this home is listed about 98% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16 CEDARWOOD COURT?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$6,000 is 98% below the PALM COAST 32137 median of $380,000, and at $3/sqft it sits under the Palm Coast average of $261.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
687 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of VIRTUAL HOMES REALTY · Alina Pekarsky. MLS #FC304017.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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