504 7th Square # 103, Vero Beach FL 32962, VERO BEACH, FL, 32962
Active167 days on marketListed Feb 21, 2026MLS #F10554270
About this home
504 7th Square # 103, Vero Beach FL 32962
Price improvement! This move in ready condo offers peaceful pond views in the gated, well-established Fountainhead community with a pool, fitness center, and clubhouse. HOA includes master insurance, cable, WiFi, exterior maintenance, and amenities. Fully funded reserves, updated condo documents, a new roof, fresh exterior paint, and a resurfaced pool. Fountainhead is approved for conventional financing. The open layout features a split-bedroom floor plan, fresh interior paint, and neutral flooring. Located just minutes from Miracle Mile, parks, the airport, and Vero Beach's beautiful beaches.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,095
Sqft
0 ac
Lot size
1
Garage
2004
Year built
11
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,303 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,303/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.4%
$/sqft vs Vero Beach actives
$190 vs $249
Days on market
167 vs 57 typical
Where $190/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fountainhead
Get to know Vero Beach. See the full Vero Beach guide →
Fountainhead — neighborhood snapshot
Population
164
Median age
39
Median income
$42,306
Median home value
$157,700
Avg household
2
Households w/ children
28%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
49 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the VERO BEACH 32962 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 504 7th Square # 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,230,000
3900 N Ocean Dr # 9E, Lauderdale By The Sea FL 33308 · same community
2 bd · 2 ba · 1,840 sqft · $668/sqft · 0 DOM
Sold · Sep ’25$725,000
3900 N Ocean Dr # 12B, Fort Lauderdale FL 33308 · same community
2 bd · 2 ba · 1,870 sqft · $388/sqft · 50 DOM
Sold · Nov ’25$575,500
3900 N Ocean Dr # 1c, Lauderdale By The Sea FL 33308 · same community
2 bd · 2 ba · 1,936 sqft · $297/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 504 7th Square # 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 504 7th Square # 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
504 7th Square # 103 FAQs
What would the monthly payment be for 504 7th Square # 103, Vero Beach FL 32962?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,303/mo — principal and interest, the actual property-tax bill, the $759/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 504 7th Square # 103, Vero Beach FL 32962?+
The association fee works out to $759 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 504 7th Square # 103, Vero Beach FL 32962?+
The most recent tax bill on record (2025) was $807. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 504 7th Square # 103, Vero Beach FL 32962?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $208,000, this home is listed about 54% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 504 7th Square # 103, Vero Beach FL 32962?+
Vero Beach Elementary School (elementary), Vero Beach High School (high), Oslo Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$208,000 runs 19% above the VERO BEACH 32962 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $759/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
167 days on market against a Vero Beach median of 57 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $218,000, now $208,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Vero Beach homes, in your inbox
Like 504 7th Square # 103, Vero Beach FL 32962 but not quite? A daily digest of every new listing in Vero Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →