David Ramirez
$2,050,000$2,150,0003 bd2 ba2,154 sqft$952 /sqft$12,480 /mo all-in ↓

550 SW 6th Avenue, Boca Raton FL 33486, BOCA RATON, FL, 33486

Active185 days on marketListed Feb 10, 2026MLS #F10551118

Reduced $100KWaterfrontPrivate poolSingle Family ResidenceRoyal Oak Hills Sec 01

About this home

550 SW 6th Avenue, Boca Raton FL 33486

For those who value tranquility above all else, this is a rare opportunity to enjoy an exceptional level of privacy while still living on the water. Ocean access waterway. Fully restored and thoughtfully designed to showcase the home's natural features, this residence offers a seamless blend of comfort and functionality. Both bathrooms feature double vanities and the primary bedroom includes a walk-in closet. A split floor plan and an open kitchen plan flows effortlessly into the main living areas, with sliding glass doors creating an expansive space perfect for hosting all of life's events. Some recent upgrades include a new roof, impact windows and doors, plumbing that has been upgraded from cast iron to PVC and updated electrical work. Tucked away yet moments from all things Downtown Boca Raton.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,154

Sqft

0.2 ac

Lot size

1

Garage

1962

Year built

1

Levels

$952

Per sqft

Private poolWaterfrontPool view

Inside

FlooringCeramic Floor
AppliancesDishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorFirst Floor Entry · Cooking Island · Laundry Tub · Split Bedroom · Walk-In Closet(s) · Family Room · Utility Room/Laundry
LaundryLaundry Tub · Laundry Room · Utility Room/Laundry
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile · Flat Tile · Flat Roof With Facade Front · Tile Roof
ConstructionConcrete Block Construction
ViewPool
FacesWest
Parking1 Space · Circular Driveway · Driveway · Parking Garage

Community & fees

Taxes (2024)$5,873/yr

Utilities & systems

WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,480 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,062
PMI (est., until 20% equity)$769
Property tax — 2024 actual bill$489
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $205,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $205,000
Interest rate6.00%
Loan term

Estimated payment

$12,480/mo

Principal & interest$11,062
PMI (est., until 20% equity)$769
Property taxes (actual bill)$489
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.0M
$1.3MedgeAI estimate $1,526,231 · range $1.3M$1.9M$2.1M

vs edgeAI estimate

+34.3%

$/sqft vs Boca Raton actives

$952 vs $319

Days on market

185 vs 56 typical

Where $952/sqft sits among the 400 Boca Raton actives

228
77
36
18 · this home
14
27
$141–360$360–578$578–797$797–1015$1015–1234$1234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Royal Oak Hills

Map of 550 SW 6th Avenue, Boca Raton FL 33486 inside its neighborhood boundary

Get to know Boca Raton. See the full Boca Raton guide →

Royal Oak Hills — neighborhood snapshot

Population

1,615

Median age

44

Median income

$138,412

Median home value

$654,583

Avg household

3

Households w/ children

274

For the school run

Palm Beach County School District

ElementaryAddison Mizner School★★★★★
MiddleBoca Raton Community Middle School★★★★★
HighBoca Raton Community High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Raton market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$3.6M$710K

Boca Raton median sold, yr/yr

93.4%

Sale-to-list ratio (12 mo)

52 of 400

Boca Raton actives have cut their price

Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 357% above the BOCA RATON 33486 median. See the full Boca Raton market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,050,000 $100K
Feb 10, 2026Listed at $2,150,000 · 185 days on market since
1962Built · Royal Oak Hills Sec 01

Reality check

What actually sold near 550 SW 6th Avenue

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

201 SW 7th Ave, Boca Raton FL 33486Sold · Dec ’25

$820,000

201 SW 7th Ave, Boca Raton FL 33486 · same community

3 bd · 2.5 ba · 2,030 sqft · $404/sqft · 144 DOM

780 SW Elm Tree Lane, Boca Raton FL 33486Sold · Jun ’26

$1,345,000

780 SW Elm Tree Lane, Boca Raton FL 33486

3 bd · 3 ba · 2,170 sqft · $620/sqft · 30 DOM

1210 SW 19th St, Boca Raton FL 33486Sold · May ’26

$1,000,000

1210 SW 19th St, Boca Raton FL 33486

4 bd · 2.5 ba · 2,128 sqft · $470/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 550 SW 6th Avenue — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 550 SW 6th Avenue — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

550 SW 6th Avenue FAQs

What would the monthly payment be for 550 SW 6th Avenue, Boca Raton FL 33486?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,480/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 550 SW 6th Avenue, Boca Raton FL 33486?+

The most recent tax bill on record (2024) was $5,873. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Boca Raton?+

At $2,050,000, this home is listed about 273% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.

Which schools are assigned to 550 SW 6th Avenue, Boca Raton FL 33486?+

Addison Mizner School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,050,000 runs 357% above the BOCA RATON 33486 median — but at 2,154 sqft it's also 39% larger than the typical Boca Raton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

185 days on market against a Boca Raton median of 56 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Addison Mizner School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Addison Mizner School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,150,000, now $2,050,000 — a $100K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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