, CAPE CANAVERAL, FL, 32920
Active182 days on marketListed Jan 22, 2026MLS #F10549837
About this home
Beautifully updated 2-bedroom, 2-bath first-floor condo with tranquil lagoon views leading directly to the Intracoastal. This residence is undergoing a full renovation with no detail overlooked—new A/C, appliances, kitchen, bathrooms, cabinetry, plumbing fixtures, flooring, and lighting. Enjoy the convenience of a separate garage and access to a community pool. Ideally located within walking distance to the beach, grocery shopping, and restaurants. Renovations are currently in progress, and there may still be time for the buyer to select finishes if materials have not yet been ordered. See renderings for a preview of the completed design. Contact us ASAP for details and availability.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,328
Sqft
0 ac
Lot size
1
Garage
1989
Year built
1
Levels
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,553 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,553/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cape Canaveral actives
$283 vs $255
Days on market
182 vs 38 typical
Where $283/sqft sits among the 35 Cape Canaveral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Banana River Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cape Canaveral. See the full Cape Canaveral guide →
Banana River Estates — neighborhood snapshot
Population
588
Median age
55
Median income
$88,051
Median home value
$388,713
Avg household
2
Households w/ children
48%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Canaveral market
$350K → $275K
Cape Canaveral median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
14 of 35
Cape Canaveral actives have cut their price
Median sold price, Cape Canaveral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the CAPE CANAVERAL 32920 median. See the full Cape Canaveral market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$375,000
3873 S BANANA RIVER BOULEVARD UNIT 103
2 bd · 2 ba · 1,323 sqft · $283/sqft · 8 DOM
Sold · Nov ’25$209,000
5801 N ATLANTIC AVENUE UNIT 501
3 bd · 2 ba · 1,251 sqft · $167/sqft · 34 DOM
Sold · Nov ’25$429,900
4600 OCEAN BEACH BOULEVARD UNIT 410
2 bd · 2 ba · 1,237 sqft · $348/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,553/mo — principal and interest, the actual property-tax bill, the $750/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $750 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $3,212. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Canaveral?+
At $375,333, this home is listed about 1% below the Cape Canaveral median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Cape View Elementary School (elementary), Cocoa Beach Junior/Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $750/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
182 days on market against a Cape Canaveral median of 38 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Cape View Elementary School, Cocoa Beach Junior/Senior High School — Cocoa Beach Junior/Senior High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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