8520 NW 139th Terrace # 1602, Miami Lakes FL 33016, MIAMI LAKES, FL, 33016
Active268 days on marketListed Nov 24, 2025MLS #F10537672
About this home
8520 NW 139th Terrace # 1602, Miami Lakes FL 33016
Charming 3-bedroom, 3-bathroom townhome in the well-maintained Villa Vizcaya community in Miami Lakes. The inviting first-floor layout features a cozy living room, spacious kitchen, a bedroom and full bathroom, hurricane accordion shutters throughout, plus a lovely patio area. Upstairs, you will find two master suites, each with its own private bathroom. This secure, beautifully kept community offers a pool, playground, lush landscaping, and two assigned parking spaces. Upcoming upgrades include a new fence, fresh exterior paint, and a new roof. Don’t miss-out this opportunity! Call the listing agent to schedule a tour!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,351
Sqft
0 ac
Lot size
2
Garage
2001
Year built
$318
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,731 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,731/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami Lakes actives
$318 vs $393
Days on market
268 vs 45 typical
Where $318/sqft sits among the 77 Miami Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami Lakes
Get to know Miami Lakes. See the full Miami Lakes guide →
MIAMI LAKES 33016 — neighborhood snapshot
Population
45,285
Median age
44
Median income
$56,633
Median home value
$295,800
Avg household
2.86
Households w/ children
5,587
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Lakes market
$1.0M → $672K
Miami Lakes median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
6 of 77
Miami Lakes actives have cut their price
Median sold price, Miami Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12186% above the MIAMI LAKES 33016 median. See the full Miami Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 8520 NW 139th Terrace # 1602
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$565,000
6853 W 25TH COURT
3 bd · 2 ba · 1,363 sqft · $415/sqft · 18 DOM
Sold · Jun ’26$465,000
1819 W 68th Street, Hialeah FL 33014
2 bd · 2 ba · 1,380 sqft · $337/sqft · 2 DOM
Sold · Jul ’26$515,000
6527 W 22nd Ln, Hialeah FL 33016
3 bd · 2 ba · 1,315 sqft · $392/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8520 NW 139th Terrace # 1602 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8520 NW 139th Terrace # 1602 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8520 NW 139th Terrace # 1602 FAQs
What would the monthly payment be for 8520 NW 139th Terrace # 1602, Miami Lakes FL 33016?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,731/mo — principal and interest, the actual property-tax bill, the $340/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8520 NW 139th Terrace # 1602, Miami Lakes FL 33016?+
The association fee works out to $340 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8520 NW 139th Terrace # 1602, Miami Lakes FL 33016?+
The most recent tax bill on record (2024) was $6,110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8520 NW 139th Terrace # 1602, Miami Lakes FL 33016?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami Lakes?+
At $430,000, this home is listed about 38% below the Miami Lakes median of $690,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8520 NW 139th Terrace # 1602, Miami Lakes FL 33016?+
Palm Lakes Elementary School (elementary), Barbara Goleman Senior High (high), Miami Lakes Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$430,000 runs 12186% above the MIAMI LAKES 33016 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
268 days on market against a Miami Lakes median of 45 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Palm Lakes Elementary School, Barbara Goleman Senior High, Miami Lakes Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Barbara Goleman Senior High rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $485,000, now $430,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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