1069 9th Street, Okeechobee FL 34974, OKEECHOBEE, FL, 34974
Active264 days on marketListed Nov 1, 2025MLS #F10534304
About this home
1069 9th Street, Okeechobee FL 34974
PRICED REDUCED!! ~BUYERS DREAM~ Discover the Best of Florida’s Lakefront Living in this 1996 sq ft. 3bedroom/2 bath exquisite home settled on 3 lots located on Lake Okeechobee. This property features a custom kitchen with granite countertops, ceramic tile throughout the home, walk-in closets and a view of the water in almost every room. Other features are a 55 X 11 Wraparound screened Florida porch with kitchen, private covered dock with lift, 225 ft. Sea wall, private boat ramp, huge 57 X 12 carport with 50 amp electric for your boat or RV parking, garage and 2 additional buildings. This property has all the bells and whistles, these are just some of the luxuries amenities. Call today for your private showing. All measurements are appropriate.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,996
Sqft
1
Garage
2006
Year built
1
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,676 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,676/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34974 — neighborhood snapshot
Population
23,994
Median age
48.1
Median income
$50,671
Median home value
$162,900
Avg household
2.26
Households w/ children
2,418
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 133% above the OKEECHOBEE 34974 median. See the full Okeechobee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1069 9th Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1069 9th Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1069 9th Street FAQs
What would the monthly payment be for 1069 9th Street, Okeechobee FL 34974?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,676/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1069 9th Street, Okeechobee FL 34974?+
The most recent tax bill on record (2024) was $4,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $499,950, this home is listed about 79% above the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$499,950 runs 133% above the OKEECHOBEE 34974 median — but at 1,996 sqft it's also 44% larger than the typical Okeechobee listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
264 days on market against a Okeechobee median of 11 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $525,000, now $499,950 — a $25K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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