15089 LAKELAND CIRCLE, FL 33981, FL, 33981
Active309 days on marketListed Sep 30, 2025MLS #F10531484
About this home
15089 LAKELAND CIRCLE, FL 33981
Discover the perfect setting for your future home in the vibrant community of South Gulf Cove. Nestled on the scenic Cape Haze Peninsula, this property offers a gateway to Charlotte Harbor and Boca Grande's picturesque shores. Embrace the Florida lifestyle with easy access to pristine Gulf beaches, championship golf courses, diverse shopping venues, and top-notch dining options. Residents enjoy the convenience of nearby public amenities, including a boat ramp for Gulf access and several parks within South Gulf Cove. With public water and sewer connections readily available, building your dream home here is both practical and picturesque. Experience the charm of waterfront living, where every day brings opportunities for boating, picnicking, and enjoying the coastal ambiance.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$462 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$462/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 15089 LAKELAND CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$325,000
10242 HALLENDALE DRIVE · same community
4 bd · 2 ba · 1,743 sqft · $186/sqft · 297 DOM
Sold · May ’26$590,000
15272 LAKELAND CIRCLE · same community
3 bd · 2 ba · 1,838 sqft · $321/sqft · 3 DOM
Sold · Apr ’26$646,901
15436 VISALIA ROAD · same community
3 bd · 2 ba · 1,868 sqft · $346/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15089 LAKELAND CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15089 LAKELAND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15089 LAKELAND CIRCLE FAQs
What would the monthly payment be for 15089 LAKELAND CIRCLE, FL 33981?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $462/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15089 LAKELAND CIRCLE, FL 33981?+
The most recent tax bill on record (2024) was $580. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.