David Ramirez
$9,999≈$228 /mo all-in ↓

000 Close To State Road, FL 32640, FL, 32640

Active1548 days on marketListed Apr 28, 2022MLS #F10328446

AgriculturePalatka

About this home

000 Close To State Road, FL 32640

Area is growing rapidly. Red square on photo is the property in questions. Highway nearby is State Road 20. Big parcel.

Facts & features

The home at a glance

0.04 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2021)$56/yr

Utilities & systems

WaterOther

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$228 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$59
FHA mortgage insurance (est.)$4
Property tax — 2021 actual bill$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $350
Interest rate6.00%
Loan term

Estimated payment

$228/mo

Principal & interest$59
FHA mortgage insurance (est.)$4
Property taxes (actual bill)$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 000 Close To State Road

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1701 WAPALAW STREETSold · Dec ’25

$155,000

1701 WAPALAW STREET · same community

2 bd · 1 ba · 840 sqft · $185/sqft · 89 DOM

221 S 5TH STREETSold · Jul ’26

$118,000

221 S 5TH STREET · same community

4 bd · 2.5 ba · 2,129 sqft · $55/sqft · 201 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 000 Close To State Road — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 000 Close To State Road — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

000 Close To State Road FAQs

What would the monthly payment be for 000 Close To State Road, FL 32640?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $228/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 000 Close To State Road, FL 32640?+

The most recent tax bill on record (2021) was $56. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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