David Ramirez
$359,0003 bd3 ba1,840 sqft$195 /sqft$3,311 /mo all-in ↓

8268 SHORE LAKE DRIVE, ENGLEWOOD, FL, 34224

Active6 days on marketListed Aug 1, 2026MLS #D6148256

New constructionWaterfrontSingle Family ResidencePALM LK/COCO BAY

Come see it

Upcoming open house

Sat, Aug 8

1:00 PM – 4:00 PM

About this home

8268 SHORE LAKE DRIVE

Experience modern design, everyday comfort, and the relaxed Florida lifestyle in this beautifully crafted 2024 home located in the sought-after Palm Lake at Coco Bay community in Englewood. Offering 3 spacious bedrooms, 3 full bathrooms, and 1,840 square feet of thoughtfully designed living space, this move-in-ready residence features an open-concept layout that is equally suited for quiet evenings at home and entertaining family and friends. Inside, soaring ceilings, abundant natural light, updated lighting and ceiling fans, and elegant wood-look porcelain tile flooring create a bright and inviting atmosphere throughout. The kitchen serves as the heart of the home with stone countertops, stainless steel appliances, generous cabinetry, a large center island with seating, and a seamless connection to the dining area and great room. The split-bedroom floor plan provides added privacy, while the spacious primary suite includes a walk-in closet and a beautifully finished en-suite bathroom. Open the sliding glass doors to the covered, screened lanai overlooking the tranquil lake, creating the perfect setting for morning coffee, outdoor dining, or unwinding at the end of the day. The fully fenced backyard includes a convenient gate on each side, offering additional privacy and flexibility for pets, outdoor activities, or future improvements. Additional features include a dedicated interior laundry room, an attached two-car garage, public water and sewer, and the added peace of mind of being located outside a designated flood zone. Palm Lake at Coco Bay offers low HOA fees that include internet service and lawn care, allowing residents to enjoy a more convenient, low-maintenance lifestyle. Community amenities include a clubhouse, fitness center, resort-style swimming pool, playground, sidewalks, and beautifully maintained common areas. Located near Englewood Beach, Boca Grande, golf courses, marinas, shopping, restaurants, medical facilities, parks, and other popular Gulf Coast beaches, this home places the best of Southwest Florida within easy reach. Whether you are searching for a full-time residence, seasonal retreat, or investment property, this exceptional lakefront home is ready to welcome its next owner. Schedule your private showing today and discover the lifestyle available at Palm Lake at Coco Bay.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,840

Sqft

0.19 ac

Lot size

2

Garage

2025

Year built

One

Levels

$195

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Lighting · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$303/mo
Taxes (2025)$6,913/yr
PetsCats OK, Dogs OK, Yes
CommunityLake · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,311 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$576
HOA fee — from the listing$303
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,565
Interest rate6.00%
Loan term

Estimated payment

$3,311/mo

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$576
HOA / condo fee$303
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $359K
$329KedgeAI estimate $353,348 · range $343K$367K$382K

vs edgeAI estimate

+1.6%

$/sqft vs Englewood actives

$195 vs $238

Days on market

6 vs 68 typical

Where $195/sqft sits among the 400 Englewood actives

170 · this home
111
61
18
12
28
$115–221$221–327$327–433$433–539$539–645$645+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 8268 SHORE LAKE DRIVE

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

178 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 349% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

Aug 1, 2026Listed at $359,000 · 6 days on market since
2025Built · PALM LK/COCO BAY

Reality check

What actually sold near 8268 SHORE LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8304 SHORE LAKE DRIVESold · Jul ’26

$355,000

8304 SHORE LAKE DRIVE · same community

4 bd · 3 ba · 2,027 sqft · $175/sqft · 13 DOM

8244 SHORE LAKE DRIVESold · Aug ’25

$476,000

8244 SHORE LAKE DRIVE · same community

4 bd · 3 ba · 2,032 sqft · $234/sqft · 67 DOM

8481 SHORE LAKE DRIVESold · Aug ’25

$335,000

8481 SHORE LAKE DRIVE · same community

4 bd · 2 ba · 2,032 sqft · $165/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8268 SHORE LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8268 SHORE LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

8268 SHORE LAKE DRIVE FAQs

What would the monthly payment be for 8268 SHORE LAKE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,311/mo — principal and interest, the actual property-tax bill, the $303/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8268 SHORE LAKE DRIVE?+

The association fee works out to $303 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8268 SHORE LAKE DRIVE?+

The most recent tax bill on record (2025) was $6,913. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8268 SHORE LAKE DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $359,000, this home is listed about 2% below the Englewood median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8268 SHORE LAKE DRIVE?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$359,000 runs 349% above the ENGLEWOOD 34224 median — but at 1,840 sqft it's also 25% larger than the typical Englewood listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 6 days on market in a Englewood market that averages 68 — if it fits, move quickly.

04Strong assigned schools

Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6148256.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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