3488 DWIGHT STREET, PORT CHARLOTTE, FL, 33981
Active29 days on marketListed Jul 10, 2026MLS #D6148022
About this home
3488 DWIGHT STREET
Over 20,000 sq. ft. of land with TWO lots! YES, a double lot! Opportunity awaits with this unique Gulf Cove property offering space, flexibility, and value. The additional cleared lot features a large open double carport, ideal for an RV, boat, extra vehicles, or outdoor equipment. Keep the extra lot for added privacy, future plans, or simply enjoy the extra outdoor space. The home offers an attached one-car garage, indoor laundry, and an eat-in kitchen Several major improvements have already been completed, including a newer roof, and hurricane impact windows on most of the home. The property does need cleaning and cosmetic updating and is priced to reflect its current condition, creating an excellent opportunity to add your own style and value. Conveniently located with easy access to many of the area's favorite destinations: Approximately 5 minutes to public boat ramps on the Myakka River Approximately 5 minutes to South Gulf Cove Park Approximately 10–15 minutes to Ann & Chuck Dever Regional Park, featuring baseball and softball fields, pickleball, tennis, walking trails, a playground, dog park, and more Approximately 15–20 minutes to Charlotte Sports Park, spring training home of the Tampa Bay Rays Approximately 20 minutes to Englewood Beach Approximately 25 minutes to Boca Grande Approximately 5 minutes to shopping, dining, and everyday conveniences along SR 776 No mandatory HOA fees! Owners have the option to join the voluntary Gulf Cove Property Owners Association, which offers access to a private waterfront park and boat ramp with boating access to Charlotte Harbor and the Gulf of Mexico. Bring your vision and unlock the potential of this rare two-lot property in one of Southwest Florida's most desirable boating communities. MORE PHOTOS coming soon!!! Virtually cleaned.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,270
Sqft
0.46 ac
Lot size
1
Garage
1987
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,936 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,936/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.2%
$/sqft vs PORT CHARLOTTE SEC 060
$189 vs $327
Days on market
29 vs 60 typical
Where $189/sqft sits among the 22 homes for sale in PORT CHARLOTTE SEC 060
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
14 of 22
PORT CHARLOTTE SEC 060 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 507% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3488 DWIGHT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$150,000
2549 KLASS TERRACE · same community
2 bd · 2 ba · 1,227 sqft · $122/sqft · 5 DOM
Sold · Jul ’26$415,000
12362 KNEELAND TERRACE · same community
2 bd · 2 ba · 1,326 sqft · $313/sqft · 131 DOM
Sold · Sep ’25$300,000
2467 HERRON TERRACE · same community
2 bd · 2 ba · 1,326 sqft · $226/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3488 DWIGHT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3488 DWIGHT STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3488 DWIGHT STREET FAQs
What would the monthly payment be for 3488 DWIGHT STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,936/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3488 DWIGHT STREET?+
The most recent tax bill on record (2025) was $3,087. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $239,900, this home is listed about 27% below the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 3488 DWIGHT STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Chereece Wetzler. MLS #D6148022.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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